Showing posts with label non chexsystems. Show all posts
Showing posts with label non chexsystems. Show all posts

Sunday, January 11, 2015

Credit and credit score

Most of the Americans citizen know and understands about credit and credit score since it is actually influence their financial status.Furthermore this will play a big role towards their monetary and financial in a person's financial life.In real life actually if you live in America a bad credit report will definitely prevent you from getting a decent job especially if you are looking for a job in a financial industry.

The lower your credit score it is unlikely for you to own a credit card or requesting for a loan since you do not have the capability or power to setlle a payment.Almost every Americans know this facts, however less do understand the other agency called ChexSystems.It is a consumer reporting agency which is likely to had access to all of your banking informations and act as a credit bureau of the banking world.


Tuesday, June 5, 2012

Florida Banks List that do not use chexsystems?

Are you in Florida?Why not try to have a peek on below Florida Banks which might offer you a non chexsystems checking account.








































































































































































































































































































































































Florida Bank NameFlorida Bank Address
Alarion Bank Gainesville16404 Us Highway 441Alachua, Florida 32615-5256
Capital City Bank Direct15000 NW 140th StAlachua, Florida 32615-2601
First National Bank of AlachuaAlachua, Florida 32615
First National Bank of Alachua15000 NW 140th StAlachua, Florida 32615-2601
Gateway Bank of Central Florida15652 NW Us Highway 441Alachua, Florida 32615-5330
Millennium Bank14480 NW 152 LnAlachua, Florida 32615
Citizen Bank & Trust2372 N Scenic HwyBabson Park, Florida 33827
Bank of America45066 State Road 200Callahan, Florida 32011
Southeastern Bank542238 US Highway 1Callahan, Florida 32011-6497
Wachovia Offices542196 Us Highway 1Callahan, Florida 32011-8109
Bank of America37939 Church AveDade City, Florida 33525-4210
Bank of America13839 Us Highway 98 BypDade City, Florida 33525-5018
Boyd Baldy14142 17th StDade City, Florida 33525-3601
Centerstate Bank West Florida14045 7th StDade City, Florida 33525-4305
Florida Traditions Bank13315 Us Highway 301Dade City, Florida 33525-5455
Suntrust Bank13844 7th StDade City, Florida 33525-4914
Suntrust Bank11704 Us Highway 301Dade City, Florida 33525-1871
First National Bank Of Pasco13315 US Hwy 301Dade City, Florida 33525
Resource Express6524 NE County Road 1469Earleton, Florida 32631-6852
First Community Bank400 E Howry AveDeland, Florida 32724-5400
Riverside Bank400 E Howry AveDeland, Florida 32724-5400
Riverside Bank450 N Mcdonald AveDeland, Florida 32724-3634
Riverside Bank351 E New York AveDeland, Florida 32724-5509
Suntrust Bank302 E New York AveDeland, Florida 32724-5585
Gateway Bank4110 NW 37th Place, Suite CGainesville, Florida 32606
Florida Capital Bank Of Gainesville5023 NW 8th AveGainesville, Florida 32607
1st Credit Union of Gainesville412 E University AveGainesville, Florida 32601
Alarion Bank4373 Newberry RdGainesville, Florida 32607
Alarion Bank Gainesville4373 W Newberry RdGainesville, Florida 32607-2240
American General Finance4110 SW 34th StGainesville, Florida 32608-6528
American General Finance5205 NW 39th AveGainesville, Florida 32606-5850
American General Finance1121 NW 76th BlvdGainesville, Florida 32606-6752
Bank of America7100 Southwest Archer RdGainesville, Florida
Bank of America7606 W Newberry RdGainesville, Florida
Bank of America333 5th AveIndialantic, Florida 32903-4261
Fidelity Federal305 5th AveIndialantic, Florida 32903-4238
Regions Bank232 5th AveIndialantic, Florida 32903-3156
Rnb Indialantic417 5th AveIndialantic, Florida 32903-4240
Wachovia Offices1060 N Highway A1aIndialantic, Florida 32903-2909
Bank of America888 Cypress Gardens BlvdWinter Haven, Florida 33880-4728
Bank of America3010 Cypress Gardens RDWinter Haven, Florida 33884-2257
Bank of Central Florida515 N Broadway AveBartow, Florida 33830-3919
Center State Bank3550 Lake Ashton BlvdLake Wales, Florida 33859-5755
American Enterprise Bank of Fl10611 Deerwood Park BlvdJacksonville, Florida 32256-0509
American General Finance1706 Southside BlvdJacksonville, Florida 32216-1964
American General Finance10909 Atlantic BlvdJacksonville, Florida 32225-2933
American General Finance1036 Dunn AveJacksonville, Florida 32218-6359
American General Finance6677 103rd StJacksonville, Florida 32210-7100
American General Finance13249 City Square DrJacksonville, Florida 32218-7237
American General Finance7200 Normandy BlvdJacksonville, Florida 32205-6271
American General Finance10400 San Jose BlvdJacksonville, Florida 32257-6359
Ameris Bank8705 Perimeter Park BlvdJacksonville, Florida 32216-6353
Anderen Bank4655 Salisbury RdJacksonville, Florida 32256-0902
Midflorida Federal Credit Union129 South Kentucky AveLakeland, Florida
Sunshine State Federal Savings & Loans Association102 W BakerPlant City, Florida 33566
Sunshine State Federal Savings & Loan Associations6620 Gall Blvd Medical SquareZephyrhills, Florida 33539
First National Bank Of Pasco13315 US Hwy 301Dade City, Florida 33525
American General Finance7333 Gall BlvdZephyrhills, Florida 33541-4372
American General Finance1130 Havendale BlvdWinter Haven, Florida
American General Finance903 N Wilson AveBartow, Florida
American General Finance4277 S Florida AveLakeland, Florida
American General Finance101 W Main StLakeland, Florida
American General Finance4292 US Highway 98 NLakeland, Florida
Sunshine State Federal Savings & Loan Associations6620 Gall Blvd Medical SquareZephyrhills, Florida 33539
American General Finance7333 Gall BlvdZephyrhills, Florida 33541-4372
American General Financial Services2533 Windguard CirWesley Chpl, Florida
Bank of America5632 Gall BlvdZephyrhills, Florida 33542-3413
Bank of America1910 Bruce B Downs BlvdWesley Chapel, Florida 33544-9262
Bank of America7435 Gall BlvdZephyrhills, Florida 33541-4374
Bank of AmericaPo Box 7585Wesley Chapel, Florida 33545-0110
Centerstate Bank West Florida6930 Gall BlvdZephyrhills, Florida 33542-2513
Centerstate Bank West Florida36239 State Road 54Zephyrhills, Florida 33541-2271
Citifinancial27709 State Road 56Wesley Chapel, Florida 33544-8836
BANK OF AMERICA ATM1801 Nw Hwy 19 Crystal River Mall 82Crystal River, Florida 34428
Brannen Banks of Florida11472 N Williams StDunnellon, Florida 34432-5846
Drummond Community Bank2nd StCedar Key, Florida 32625
Perkins State Bank345 Highway 40 WInglis, Florida 34449
Superior Bank11392 N Williams StDunnellon, Florida 34432-8318
Indian River Federal Credit Union2800 20th StVero Beach, Florida 32960-6698
1st Natl Bank & Trst Co Bnkng Locations Vero Sr606030 20th StVero Beach, Florida 32966-1021
American General Finance2160 58th AveVero Beach, Florida 32966-4647
Bank of America1500 S Highway A1aVero Beach, Florida 32963-3107
Bank of America601 21st StVero Beach, Florida 32960-5494
Bank of America710 S Fleming StSebastian, Florida 32958-5015
Bank of America5780 20th StVero Beach, Florida 32966-4641
Bank of America6300 Highway A1aIndian River Shores, Florida 32963-3406
Bank of AmericaVero Beach, Florida 32960
Bank of AmericaVero Beach, Florida 32960

Monday, May 21, 2012

Wisconsin Banks List that do not have chexsystems?

Looking for a Wisconsin Banks List that do not have chexsystems?Below list is the complete list of banks in Wisconsin United States America.It might offer a free checking account which do not have chexsystems checking account.




































































































































































































































































































































































































































































































































Associated Bank607 E Spruce StAbbotsford, Wisconsin
Citizens Bank115 S Bagley AveBagley, Wisconsin 53801
Peoples State Bank115 S Bagley AveBagley, Wisconsin 53801
Hayward Community Credit UnionCable, Wisconsin 54821
State Bank of DrummondCable, Wisconsin 54821
Security BankPO Box 248Dallas, Wisconsin 54733-0248
Chase111 W Main StEagle, Wisconsin 53119-2025
Citizens Bank OF MOKWONA G OS90 W35680 Hwy NnEagle, Wisconsin 53119
Citizens Bank of MukwonagoS90W35680 County Road NnEagle, Wisconsin 53119
Mid Wisconsin Bank111 N Front StFairchild, Wisconsin 54741-8260
Bank of Galesville16893 S Main StGalesville, Wisconsin 54630-7704
Citizens First BankW25042 Hwy 54 & 35Centerville, Wisconsin 54630
Seven Bridges Bank16893 S Main StGalesville, Wisconsin 54630-7704
Hiawatha National BankN1555 770th StHager City, Wisconsin 54014-8027
First National Bank148 N Main StIola, Wisconsin 54945-9120
Marion State Bank505 E State StIola, Wisconsin 54945-9616
Premier Community Bank505 E State StIola, Wisconsin
Mid America Bank2317 Milton AveJanesville, Wisconsin 53547
American General Finance2833 Milton AvJanesville, Wisconsin
Anchor Bank100 W Racine StJanesville, Wisconsin
Anchor Bank2215 Holiday DrJanesville, Wisconsin
Associated Bank1717 S Center AvJanesville, Wisconsin
Associated Bank2525 Milton AveJanesville, Wisconsin 53545-0451
Associated Bank2720 N Lexington DrJanesville, Wisconsin
Bank Mutual2111 Holiday DrJanesville, Wisconsin
Chase18 N Arch StJanesville, Wisconsin 53548-3404
Chase100 W Milwaukee StJanesville, Wisconsin 53545
Bank Of Kaukauna264 W Wisconsin AvKaukauna, Wisconsin 54130
ChaseN3980 Columbia AveKaukauna, Wisconsin 54130-7570
Citizens Bank205 E Fourth StKaukauna, Wisconsin
East Wisconsin Savings Bank Sa1805 E Main StLittle Chute, Wisconsin 54140-2455
East Wisconsin Savings Bank Sa109 W 2nd StKaukauna, Wisconsin 54130-2499
East Wisconsin Savings Bank SaN3947 Columbia AveFreedom, Wisconsin 54130-7553
Harris Bank201 Main AveKaukauna, Wisconsin 54130
Thrivent Financial For Lutherans3083 White Birch StKaukauna, Wisconsin 54130-3934
State Bank Financial401 Main StLa Crosse, Wisconsin 54601
American General Finance1423 State Road 16La Crosse, Wisconsin 54601-2980
Associated Bank2402 N Rose StreetLa Crosse, Wisconsin
Associated Bank3956 Mormon Coulee RoadLa Crosse, Wisconsin
Associated Bank1630 South Losey BlvdLa Crosse, Wisconsin
Associated Bank605 State StreetLa Crosse, Wisconsin
Citizens Bank3800 State Road 16La Crosse, Wisconsin 54601-1826
Citizens State Bank620 Main StSte LOWRLa Crosse, Wisconsin 54601-1303
Coulee Bank1516 Losey Blvd SLa Crosse, Wisconsin 54601-6199
Dunham Paul Insurance Agency Inc2100 State Road 16La Crosse, Wisconsin 54601-3046
Park Bank1815 Greenway CrossMadison, Wisconsin 53713
Affordable Bankruptcy139 W Wilson StMadison, Wisconsin 53703-3236
Amcore Bank3003 E Washington AvMadison, Wisconsin
Amcore Bank8020 Excelsior DrMadison, Wisconsin
Amcore Bank4702 Verona RdMadison, Wisconsin
Amcore Bank6698 Odana RDMadison, Wisconsin 53719-1012
Amcore Bank14 W Mifflin StStop 1Madison, Wisconsin 53703-4308
American General Finance2105 Zeier RDMadison, Wisconsin 53704-7423
American General Finance6708 Odana RDMadison, Wisconsin 53719-1066
Anchor BankMadison, Wisconsin 53703
First Bank Financial CentreHartland, Wisconsin 53029
Bank Mutual8780 S Howell AveOak Crk, Wisconsin
Chase7980 S Howell AveOak Creek, Wisconsin 53154-2932
Fidelity Federal125 E Puetz RdOak Creek, Wisconsin 53154-3236
Guaranty Bank8561 S Howell AveOak Creek, Wisconsin 53154-2920
M & I Bank8900 S Howell AveOak Creek, Wisconsin 53154-3832
Maritime Savings Bank111 W Ryan RDOak Creek, Wisconsin 53154-4436
MidAmerica Bank125 E Puetz RdOak Creek, Wisconsin 53154-3236
North Shore Bank8701 S HowellOak Creek, Wisconsin
State Farm Insurance111 E Forest Hill AveOak Creek, Wisconsin 53154-3050
Tcf Bank8995 S Howell AveOak Creek, Wisconsin 53154-3803
Palmyra State Bank111 E Main StPalmyra, Wisconsin 53156-9330
U W Credit Union950 W Main StPalmyra, Wisconsin 53156
American General Finance2215 Lathrop AveRacine, Wisconsin 53405-4136
Associated Bank5439 Durand AveRacine, Wisconsin 53406-5058
Associated Bank2406 S Green Bay RDRacine, Wisconsin 53406-4924
Bank Mutual3039 S Green Bay RDRacine, Wisconsin 53403-9415
Bank Mutual5133 Douglas AveRacine, Wisconsin 53402-2029
Bank of Elmwood2704 Lathrop AveRacine, Wisconsin 53405-4159
Brown Jeremy L2053 Taylor AveRacine, Wisconsin 53403-2413
Chase500 Wisconsin AveRacine, Wisconsin 53403-1051
Chase5815 21st StRacine, Wisconsin 53406-5050
Chase4930 Douglas AveRacine, Wisconsin 53402-2465
Anchor Bank2071 Glacier DrSaint Croix Falls, Wisconsin 54024-9249
Bank Mutual144 N Washington StSt Croix Fls, Wisconsin 54024
Eagle Valley Bank102 N Washington StSaint Croix Falls, Wisconsin 54024
Investment Center101 Washington NSaint Croix Falls, Wisconsin 54024
The Riverbank2191 US Highway 8Saint Croix Falls, Wisconsin 54024-8326
The Riverbank2183 Us Highway 8Saint Croix Falls, Wisconsin 54024
Affordable Mortgage201 Helen Walton DRSte 4Tomah, Wisconsin 54660-3307
Farmers & Merchants Bank1001 Superior AveTomah, Wisconsin 54660-2001
Farmers State BankTomah, Wisconsin 54660
Federal Land Bank AssnTomah, Wisconsin 54660
First Bank222 W Mccoy BlvdTomah, Wisconsin 54660-3291
Ria Federal Credit UnionFort Mccoy Ext 2171Bldg 2105Tomah, Wisconsin 54660
State Farm Insurance601 N Superior AveTomah, Wisconsin 54660-1587
Thrivent Financial For Lutherans26673 County Road C ATomah, Wisconsin 54660
Thrivent Financial For Lutherans1200 Superior AveTomah, Wisconsin 54660-2642
Timberwood Bank102 E Veterans StTomah, Wisconsin 54660-3101
Community State Bank1500 Main StUnion Grove, Wisconsin 53182-1718
First Banking Center1201 Main StUnion Grove, Wisconsin 53182-1303
Investment Center of Community State Bank1500 Main StUnion Grove, Wisconsin 53182-1720
North Shore Bank1101 Main StUnion Grove, Wisconsin 53182-1302
Amcore Bank610 W Verona AveVerona, Wisconsin 53593-1835
AnchorBank420 W Verona AvVerona, Wisconsin
Bank of VeronaVerona, Wisconsin 53593
Capitol Bank108 E Verona AveVerona, Wisconsin 53593-1219
Independent Bank108 N Main StVerona, Wisconsin 53593-1102
Park Bank104 S Main StVerona, Wisconsin 53593-1420
State Bank of Cross Plains108 N Main StVerona, Wisconsin 53593-1152
Thrivent Financial For Lutherans115 S Main StVerona, Wisconsin 53593-1419
Thrivent Financial For Lutherans7256 W Mineral Point RdVerona, Wisconsin 53593-9678
Laona State Bank4519 N Branch StWabeno, Wisconsin 54566
Peoples State Bank1905 Stewart AveWausau, Wisconsin 54402
Abby Bank2100 Stewart Av Ste 100Wausau, Wisconsin 54401
Advantage Community Bank210 N 17th AveWausau, Wisconsin 54401-4223
American General Finance1800 Stewart AveSte 200Wausau, Wisconsin 54401-5394
American General Finance400 Scott StWausau, Wisconsin 54403-4826
American General Finance303 1st StWausau, Wisconsin 54403
American General Finance2711 Stewart AveWausau, Wisconsin 54401-4140
Associated Bank2711 W Stewart AvWausau, Wisconsin
Associated Bank205 Central Bridge StWausau, Wisconsin
Time Federal Savings Bank900 South 17th AveWausau, Wisconsin 54401
Walworth State Bank105 N Hwy 67Walworth, Wisconsin 53184
Peoples BankElkhorn, Wisconsin 53121-1138
1st Bank Southeast of Lake Geneva N AHighway H NLake Geneva, Wisconsin 53147
Anchor Bank772 W Main StSte 204Lake Geneva, Wisconsin 53147-1835
Associated Bank100 E Geneva SqLake Geneva, Wisconsin 53147-9693
Associated Bank850 N Wisconsin StElkhorn, Wisconsin
Bank of Genoa City235 Freeman StGenoa City, Wisconsin 53128
Chase426 Center StLake Geneva, Wisconsin 53147-1906
Chase38 N Washington StElkhorn, Wisconsin 53121-1750
Citizens Bank10 N Lincoln StElkhorn, Wisconsin 53121-1747

Monday, January 30, 2012

Non chexsystems credit unions 2011

Non chexsystems credit unions 2011 is one of the most searched by people with bad credit reports.Below list which compiled earlier also including a non chexsystems banks listed is a guide for those people who need a reference to find a Non chexsystems credit unions 2011 for this year 2012.I bet people will also looking for Non chexsystems credit unions 2012 soon enough when it is available.















































































































































































































































Website
Access National BankVirginiawww.accessnationalbank.com
Apple Creek Banking CompanyOhioN/A
Armed Forces Bank (military)Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Kansas, Kentucky, Missouri, Nevada, New Jersey, North Dakota, Texas, Virginia, Washington, Wyomingwww.afbank.com
Bank of GueydanLouisianaN/A
Bank of NashvilleTennesseewww.bankofnashville.com
Bank of PensacolaFloridawww.bankofpensacola.com
Capital City BankAlabama, Florida, Georgiawww.ccbg.com
Chester National BankIllinois, Missouriwww.chesternationalbank.com
Citizens State BankMichiganwww.mycommunitybank.com
City National Bank & TrustOklahomawww.cnbok.com
Community Bank & TrustOklahomawww.banktulsa.com
Elizabethton Federal Savings BankTennesseewww.elizfed.com
Elk Horn Bank & TrustArkansaswww.ehbt.com
Equitable Savings and LoanColoradowww.equitable-savings.com
First Convenience BankTexaswww.1stcb.com
First Internet Bank of IndianaIndianawww.firstib.com
First State BankMichiganwww.thefsb.com
First State BankKansaswww.fsbkcks.com
First State Bank of MendotaIllinoiswww.fsbmendota.com
First United BankColoradowww.1stunitedbank.com
Fort Sill National Bank (military)California, Delaware, North Carolina, Oklahoma, South Carolina, Tennessee, Texaswww.fsnb.com
Fremont National Bank & TrustNebraskawww.fremontnational.com
Glenview State BankIllinoiswww.gsb.com
Greenville National BankOhiowww.greenvillenationalbank.com
ING DirectOnline - Nationwidewww.ingdirect.com
Kevil BankKentuckyN/A
Keystone Savings BankIowawww.keystonesavings.com
Keywest BankFloridawww.keywest-bank.com
Marketplace BankFloridaN/A
Merchants BankAlabamawww.merchantsbk.com
Old Florida BankFloridawww.oldflbank.com
Omega BankPennsylvaniawww.omegafinancial.com
Peoples Trust & Savings BankIowawww.ptsbank.com
Prosperity BankFloridawww.prosperitybank.com
Regions BankAlabama, Arkansas, Florida, Georgia, Iowa, Illinois, Indiana, Kentucky, Louisiana, Missouri, Mississippi, North Carolina,
South Carolina, Tennessee, Texas, Virginia
www.regions.com
Renasant BankAlabama, Mississippi, Tennesseewww.renasantbank.com
Savings InstituteConnecticutwww.savingsinstitute.com
Security Bank of Southwest MissouriMissouriN/A
Suntrust BankAlabama, Arkansas, District of Columbia, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, West Virginiawww.suntrust.com
TCF BankArizona, Colorado, Illinois, Indiana, Michigan, Minnesota, Wisconsinwww.tcfexpress.com
Teche Federal BankLouisianawww.teche.com
The Farmers State BankOhiowww.thefarmersstatebank.com
UnivestPennsylvaniawww.univest.net
USAA (military)Arizona, California, Colorado, Florida, Nevada, Texas, Virginiawww.usaa.com
Valley State BankKansaswww.valleystatebank.com
Wayne County BankTennesseewww.waynecountybank.com

Tuesday, September 13, 2011

Non chexsystems checking account -Frost National Bank

For those who still looking for Non chexsystems checking account, you might consider for Frost National Bank.This bank reported has been willing to open an account for those with a negative ChexSystems record.That's what we heard and read.But to make sure it is still valid, you might want to check it out for yourself then.

However, there is something you need to do.Even though Frost National bank comes with Non chexsystems checking account, they only approve if you can provide a letter from the institution that reported stating that you owe no money to that institution. The account is called Frost Direct and comes with a Visa CheckCard.Sounds promising right?However, when it come to chexsystems,banks always changes their rules and policies time to time.You need to be hurry and try go for it.We need to hear of more experiences good or bad with them.Do response here if anyone had go for Non chexsystems checking account with Frost National Bank bank accounts!

Non chexsystems checking account

Some searches is looking for Chex systems some checksystems, but actually they are looking for chexsystems.But no matter what keywords they used inside the search engine, their purpose is one.If you are new to this chexsystems info, you might need to bookmark this blog first.Chexsystems info will be updating a list of non chexsystems checking account which means a no chexsystems banks used by the bank.I will update time to time list of non chexsystems banks available for you.Upon information published, then you can gather it and choose the best banks to go for a bank accounts opening.

Chexsystems e-fund is a headache for some people.Simply because some of them had bad records on their credit report.So, by listing out a list of non chexsystems checking account , it might help those in needs to deal with banks.Their records is save and unquestionable whenever there is no chexsystems checking account implement to those banks i will update here in this list of non chexsystems info blog.Hope this might help people out there to deal with chexsystems checking account problems.

Monday, September 12, 2011

Banks that do not use chexsystems-Complete list part 2

There was a lot of searches on  free list of banks that don't use chexsytems.I've got it guys, they were actually trying to get a hold on a free list of Chexsystems banks that actually do not use chexsytems in their bank. Here are some of the bank in the United States that  doesn't use chexsystems. This is a free list of Banks that don't use chexsytems in Massachusetts.

Massachusetts
Bank Of New Hampshire

Some banks in Massachusetts that we have been told do not use chexsystems. If, you know of a bank that we have listed that does use chexsystems please email me. If you know of a bank in Massachusetts that doesn't use chexsystems and we don't have it listed please let us know so we can list it here for others. Thank you.

Hope this will help people out there!

Saturday, September 10, 2011

Chexsystems Inc Company

For those of you Americans who don't really know about Chexsystems Inc company, then here it is some info about the e-funds system that used to detect people bank record card.

Company name : Chexsystems Inc

Company address:
* 12388 Warwick Blvd Ste 301D
* Newport News, VA 23606
Website : www.chexsystemssolutions.com

Annual Revenue: N/A

About Chexsystems Inc

ChexSystems (often misspelled as Check Systems) is a membership service used in the banking industry. The members consist of Banks and Credit Unions. Chexsystems Inc. provides its members with what it calls deposit account verification services. The members use the information the company provides to identify applicants that have had what they classify as a suspect banking history.

ChexSystems:What actually ChexSystems?

What actually ChexSystems?According to  Wikipedia, ChexSystems is a check verification service and consumer credit reporting agency (a US credit bureau or UK credit reference agency ) such as Experian, Equifax and TransUnion.Paydex score from Dun and Bradstreet and the Experian Intelliscore also synonyms with ChexSystems which i can check and verify yourCommercial credit reports and scoring .However there was also still a non chexsystems among banks.ChexSystems was also known as eFunds' ChexSystems.

ChexSystems basically provides data related to how a consumer has handled deposit accounts at banking institutions.As for now almost 80% of all commercial banks and credit unions in the United States uses ChexSystems.

It was reported by eFunds ChexSystems that their services are used in 9,000 banks, including over 100,000 individual bank branches in the United States. There were many types of ChexSystems products offered by eFunds which is DebitBureau, DebitReport, FraudFinder, Identity Theft, ID Verification, ICMS, ProspectChex, QualiFile, and Transaction Monitoring.It was a very useful system for consumer checking or savings account application process which is vital on verifying credit relationships status.

Sunday, June 19, 2011

Non chexsystems credit union

Credit Union is one of the best alternative for people who have been listed in chexsystems list.
In Arizona, Desert Schools Federal Credit Union has some branch locations which use Equifax instead of ChexSystems to verify new accounts. At the branch locations which use Equifax, your credit will determine what type of account you are eligible for.

At the branch locations which use ChexSystems, you might try requesting a savings-only account instead as aparently Equifax is used for savings-only account verifications. With a savings account you can use services such as PayPal which use EFT (Electronic Funds Transfer) and ACH (Automated Clearing House) transactions. If you learn which branches use which agency, let us know so that we can post that information here.

Monday, January 10, 2011

Second Chance Checking Accounts in California

Second Chance Checking Accounts in California is not  that easy to find.Agreed with me?If not you may have to email me immediately and share with me where you could easily open Second Chance Checking Accounts in California which means no chexsystems implemented by the bank.There are banks in California offering second chance checking accounts. The requirements will differ according to each banks business needs. We do not guarantee that you will or will not be able to open a checking account and all decisions are based solely on the respective banks requirements.Anyway, you can just googling around and find about these banks for non chexsystems banks which provide Second Chance Checking Accounts.


Broadway Federal Bank
Corporate America Family Credit Union
Family 1 Federal Credit Union
Fiscal Credit Union
Heritage Community Credit Union
Lasalle Bank
River City Bank
Safe 1 Credit Union
San Francisco Federal Credit Union
Univest Direct

Saturday, January 8, 2011

Tuesday, October 12, 2010

Chexsystems-Money Control Checking Accounts

Stuck into chexsystems list is the last thing you want to get involved.However, there is always a way to get out of the chexsystems.I found out one solution or i would say alternative for those people who had problem with chexsystems.The non chexsystems banks was called Money Control Checking Accounts.It was one easy way for you to get a checking account even though you are stuck in a bad credit background and also chexsystems.

It was said Money Control Checking Accounts will avoid high overdraft fees.Also i learned that Money Control Checking Accounts don't have a minimum balance required.It means pay as you go.It easy and convenient.If you have experience using Money Control Checking Accounts please share it here in the comments area.It would be helpful for those who stuck into the chexsystems and can't open any new checking accounts.

Monday, May 31, 2010

Non ChexSystems Banks-Compiled list

For all people out there stuck in chexsystems, here some useful list i gathered from the internet (approvedchecking blog).It is a State-By-State Listings for non chexsystems banks.


Alabama


Ameris Bank www.amerisbank.com
Colonial Bank www.colonialbank.com
Compass Bank www.compassbank.com
SouthFirst BancShares www.southfirst.com
Armed Forces Bank www.afbank.com
Whitney Bank www.whitneybank.com

Alaska

Alaska Pacific Bank www.alaskapacificbank.com

Arizona

Compass Bank www.compassbank.com
Arizona Federal Credit Union www.azfcu.org
Armed Forces Bank www.afbank.com
TCF Financial www.tcfexpress.com

Arkansas

Bank of Arkansas www.bankofarkansas.com
First Tennessee www.firsttennessee.com

California

Armed Forces Bank www.afbank.com
Broadway Federal Bank www.broadwayfed.com
Tri Counties Bank www.tcbk.com

Colorado

Compass Bank www.compassbank.com
Armed Forces Bank www.afbank.com
TCF Financial www.tcfexpress.com

Connecticut

Compass Bank www.compassbank.com

Delaware

Compass Bank www.compassbank.com

District of Columbia

Compass Bank www.compassbank.com


Florida


Compass Bank www.compassbank.com
Ameris Bank www.amerisbank.com
Armed Forces Bank www.afbank.com
Colonial Bank www.colonialbank.com
Whitney Bank www.whitneybank.com

Georgia

Ameris Bank www.amerisbank.com
Armed Forces Bank www.afbank.com
Colonial Bank www.colonialbank.com
First Tennessee www.firsttennessee.com

Hawaii

Hawaii National City Bank www.nationalcity.com

Idaho

Compass Bank www.compassbank.com

Illinois

TCF Financial www.tcfexpress.com

Indiana

Century Bank and Trust www.centurybankandtrust.com
TCF Financial www.tcfexpress.com

Iowa

Compass Bank www.compassbank.com

Kansas

Armed Forces Bank www.afbank.com
Compass Bank www.compassbank.com

Kentucky

Armed Forces Bank www.afbank.com
Compass Bank www.compassbank.com
River City Bank www.rivercitybankky.com
Park National Bank www.parknationalbank.com

Louisiana

Whitney Bank www.whitneybank.com

Maine

Compass Bank www.compassbank.com

Maryland

Susquehanna Bank www.susquehanna.net

Massachusetts

Bank of New England www.snhb.com

Michigan

TCF Financial www.tcfexpress.com
Century Bank and Trust www.centurybankandtrust.com

Minnesota

TCF Financial www.tcfexpress.com

Mississippi

First Tennessee www.firsttennessee.com
Whitney Bank www.whitneybank.com

Missouri

Armed Forces Bank www.afbank.com
Bank of Kirksville www.bankofkirksville.com
Electro Savings www.electrosavings.com
Rockwood Bank www.rockwoodbank.com


Montana


Compass Bank www.compassbank.com

Nebraska

Farmers State Bank www.farmers-state-bank.com
Neighborhood Federal Credit Union www.neighborhoodcfcu.org

Nevada

Colonial Bank www.colonialbank.com
Armed Forces Bank www.afbank.com

New Hampshire

Bank of New England www.snhb.com


New Jersey


Armed Forces Bank www.afbank.com
Susquehanna Bank www.susquehanna.net

New Mexico

Compass Bank www.compassbank.com

New York

Abacus Federal Bank www.abacusbank.com
Evans National Bank www.evansnationalonline.com
Fulton Savings Bank www.fultonsavings.com
Horizons Federal Credit Union www.horizonsfcu.com
Ticonderoga Federal Credit Union www.tfcunow.com
Trustco Bank www.trustcobank.com

North Carolina

Carolina First www.carolinafirst.com

North Dakota

Armed Forces Bank www.afbank.com

Ohio

Century Bank and Trust www.centurybankandtrust.com
First Day Financial www.firstdayfinancial.org
Park National Bank www.parknationalbank.com

Oklahoma

Compass Bank www.compassbank.com

Oregon

Oregon Community Credit Union www.oregoncommunitycu.org

Pennsylvania

1st Summit Bank www.1stsummit.com
Susquehanna Bank www.susquehanna.net

Rhode Island

Rhode Island Credit Union www.ricreditunion.org

South Carolina

Ameris Bank www.amerisbank.com
Carolina First www.carolinafirst.com

South Dakota

National City Bank www.nationalcity.com

Tennessee

First Tennessee www.firsttennessee.com

Texas

Compass Bank www.compassbank.com
Armed Forces Bank www.afbank.com
Colonial Bank www.colonialbank.com
Whitney Bank www.whitneybank.com

Utah

National City Bank www.nationalcity.com
Pacific Rails Credit Union www.pacificrails.com

Vermont

National City Bank www.nationalcity.com


Virginia


Armed Forces Bank www.afbank.com
First Tennessee www.firsttennessee.com


Washington


Armed Forces Bank www.afbank.com

West Virginia

Susquehanna Bank www.susquehanna.net


Wisconsin


TCF Financial www.tcfexpress.com

Wyoming

Armed Forces Bank www.afbank.com

Friday, February 19, 2010

Which banks do not use chexsystems-Arizona Area

Banks that do not use Chexsystems in Arizona available in some bank branches.For instance Desert Schools Federal Credit Union branches do not use chexsystems.This bank uses Equifax instead of chexsystems inside their banking checking systems.So possibility checking accounts in chexsystems is not inside the Equifax systems.

At the branch locations which use Equifax, your credit will determine what type of account you are eligible for. At the branch locations which use ChexSystems, you might try requesting a savings-only account instead as aparently Equifax is used for savings-only account verifications. With a savings account you can use services such as PayPal which use EFT (Electronic Funds Transfer) and ACH (Automated Clearing House) transactions. If you learn which branches use which agency.

Please come back at chexsystems.info for more banks do not use chexsystems in Arizona Area and much more in United States .

Sunday, January 10, 2010

Non ChexSystems Banks In Alabama

Looking for non chexystems banks in Alabama?Well, here's some bank list.The following banks either do not use ChexSystems, or they do not hold a consumers ChexSystems record against them when approving checking accounts:

Ameris Bank www.amerisbank.com
Colonial Bank www.colonialbank.com
Compass Bank www.compassbank.com
National City Bank www.nationalcity.com
SouthFirst BancShares www.southfirst.com
Armed Forces Bank www.afbank.com
Whitney Bank www.whitneybank.com

Sunday, January 3, 2010

Finding a Non ChexSystem Banks

Millions of Americans are on a slant that they definitely do not want to be on. It’s the register formed and maintained by ChexSystems identifying people who have had banking evils in the history. It’s also the slant that prevents millions of us from receiving a new stock account each year. If you are on the file, you know how brutally it can assume your life. It is hard and pricey to live in advanced club without a stockpile account—easy tasks such as cashing a repress, paying a check, or receiving currency are made much more intricate. Check cashing fees and money orders can take a big chunk out of each salary.

If you are on the directory, it is important for you to know what ChexSystems is (and what they are not). ChexSystems is not a layer—they are a folders visitors that acts as a consumer treatment activity (CRA), collecting facts about banking customers. In particular, ChexSystems maintains a nationwide folder of banking customers who have been reported for script bad checks, defrauding banks, having unpaid stock debts, or having too many “non-sufficient income” (NSF) stuff. ChexSystems tries to keep a low municipal profile (and they’ve done a beautiful good job of it). ChexSystems does not have a band Web location, and it is relatively obstinate to find information about them.

If you are on the ChexSystems incline, you have three options.

* You can finish to live without a mound account, and pay the beyond expenses and split with the inconvenience of with Check Cashing supplies, Money Orders, and with coins for most transactions.

* You can try to get off the ChexSystems slant (which is not impossible, but can be confusing and grueling for most people).

* You can explore around for a reserve that doesn’t use ChexSystems and that will tolerate you to open an account even though you are on the ChexSystems listing. Luckily, several Federally Insured Banks and standing unions do not use ChexSystems. Unfortunately, decision one can be like ruling a needle in a haystack.

Several Web sites and classified ads collect to have a catalog of non-ChexSystems banks. Unfortunately, most of these lists are out of court and inaccurate. Even worse, many of these lists cost money (with no refunds presented!).

There are, however, some chairs to find gratis information, with a released lean of non ChexSystems banks. However, if you necessary a great tilt account, you don't need to look any spread -- we've reviewed hundreds of banks, and consider the AccountNow Visa Card account is the best minute venture shore vacant.

Wednesday, December 2, 2009

Get Checking Michigan financial education program

One way of getting out from chexsystems is through education.Well, it is the best way because we can actually learn and understand where the mistakes that lead to your name listed in chexsystems list.For those who interested, there was Get checkingn program.One of it held in Michigan called Get Checking Michigan program conducted under a new program alliance by CheckingNetwork USA. Get Checking Michigan offers consumers an opportunity to restore banking privileges with participating financial institutions.

Get Checking is a financial education program designed specifically to help consumers re-gain access to banking.

Get Checking is a six-hour class for individuals who are locked out of banking due to a NSF reported to ChexSystems by the former bank. Consumers seeking a second chance and wanting to learn more are invited to REGISTER...

- Order your ChexSystems report by calling 1-800-428-9623 or visit www.consumerdebit.com to request your free copy. Bring the ChexSystems report to class and proof of restitution!
- Review the class schedule link and complete the registration form to register for a location nearest you.
- Registration fees are payable with a money order: $40 per person or $60 per couple. Registration fees must be paid in advance. Call 1-866-246-8852 for pre-registration details.
- Get Checking Michigan is open weekdays from 9:00 am to 5:00 pm. For more information, call 1-866-246-8852 during normal business hours.

Monday, October 26, 2009

ChexSystems Questions and Answers (Q&A) Session 2

There is a lot of questions asked upon chexsystems especially a list of non chexsystems banks available out there.But still we need to understand what really is chexsystems and what does it capable of restricting you or prohibit you some action such as opening a new checking account.These ChexSystems Questions and Answers (Q&A) Session might help you understand chexsystems well.

Who is ChexSystems?

Chex Systems, Inc. provides account verification services to its financial institution members to aid them in identifying account applicants who may have a history of account mishandling (for example, people whose accounts were overdrawn and then closed by them or their bank).


Is ChexSystems a credit bureau?

Chex Systems, Inc. is a consumer-reporting agency governed by the federal Fair Credit Reporting Act (FCRA) and other laws. The Federal Trade Commission enforces the FCRA.



How long does the report stay on file? How do I get it deleted?

Each report submitted to ChexSystems remains on our files for five years, unless the source of the information requests its removal or ChexSystems becomes obligated to remove it under applicable law.



My account was paid. Why wasn't the report removed?

A reporting member is under no obligation to remove an accurate report of account mishandling due to payment of monies owed. However, the member is obligated to update the report with a paid in full or settled in full date when applicable.



How can I see what is in my file?

You can order a copy of your report from ChexSystems.



Why does my consumer report only show the last 4 digits of my Social Security number, Driver's License number and/or account number?

This information is masked to protect the privacy of your personal information. If you would like to receive a copy of your report with unmasked data, please submit your request in writing, with a clear indicatation of what information you would like to receive unmasked.



How do I dispute information?

ChexSystems will reinvestigate any item listed in your consumer report that you believe may be inaccurate or incomplete. Please select the following link to obtain information about how to submit your dispute. If you believe the information listed on your report under Drivers License Verification is incorrect, please refer to State DMV Contact Information.



How do I add a statement to my file?

You are entitled to add a brief statement to your consumer file describing the nature of your dispute of the information. Please select the following link to obtain information about how to submit your statement.



Why do I have to give you personal information, like my and driver's license number?

We ask for this information to ensure that we make a complete and accurate search and are able to identify all information that may pertain to you.



Why did you decline my account?

ChexSystems neither approves nor declines accounts. The decision depends on the policies of the institution you attempt to do business with.



Why can't I get a copy of my spouse's report?

We are required by law to deal directly with the individual to whom the information pertains. We strictly adhere to this to protect consumer privacy.
To discuss the information with anyone else, we must receive a notarized Power of Attorney or specific written instructions, signed by the consumer whose information is being requested, authorizing us to disclose the information to the person named in the Power of Attorney.



What does NSF activity mean?

NSF (or non-sufficient funds) activity refers to overdrafts that occur on an account.



How can I opt-out of pre-screened offers of credit?

Under the federal Fair Credit Reporting Act (FCRA), consumer credit reporting agencies are permitted to include your name on lists used by creditors or insurers to make "pre-screened" offers of credit or insurance that are not initiated by you. The FCRA also provides you the right to "Opt-Out", which prevents consumer credit reporting agencies from providing your credit file information for "pre-screened" offers. If you choose to opt-out, your name and address will be removed from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-5 OPTOUT (1-888-567-8688). You may opt-out with ChexSystems at 1-877-OPTOUT 5 (1-877-678-6885).



Who has access to my consumer file?

ChexSystems is governed by the Fair Credit Reporting Act (FCRA), consumer protection legislation designed to ensure that the gathering and sharing of consumer information is done accurately, fairly and with respect for the consumer's right to privacy. You can request a copy of your consumer report at any time. In accordance with the FCRA, your consumer report can only be disclosed to others having a permissible purpose (legal right) for that information. Examples of legitimate requests include:
According to your written instructions
A business transaction initiated by you
Pursuant to a court order or federal grand jury subpoena
Use of information for employment purposes, with your written permission
Your application for a license or other benefit granted by the government, when consideration of financial responsibility is required by law
A child support determination, under certain circumstances



How do you handle online security?

All online transactions will require the use of a secure browser such as Netscape Navigator 2.0 or higher, or Microsoft Internet Explorer 3.0 or higher.
ChexSystems, Inc recognizes the privacy of the information you provide to us and takes steps to ensure the privacy and security of consumer transactions.
We use Secure Socket Layer (SSL) to encrypt internet transactions, which makes it safe to enter and transmit personal information over the Internet.



How can I tell if my online session is encrypted?

If you are running Netscape Navigator, look in the lower left-hand corner of the browser. You will see a small closed lock icon as an indication that your session is running in an encrypted mode. When your session is not encrypted you will see an open lock icon.
If you are using Internet Explorer, you will see a lock icon displayed in the bottom right corner of the window when you are on a secure page.



What are my rights as a consumer under the FCRA?

The FTC has published a summary of your rights under the FCRA. This information can be found by selecting the following link:Summary of Rights.

You can always go visit ChexSystems Questions and Answers (Q&A) Session for more similar questions and answers that people asked about chexsystems.

Tuesday, June 30, 2009

Non chexsystems checking account -Technology Credit Union

Ever heard about Technology Credit Union ?Well, this is one more list to take note in my personal list on Non chexsystems checking account.Technology Credit Union is in California,USA.It was reported it branch in Mountain View, Milpitas, San Jose, and Sunnyvale is a Non chexsystems checking account.

Technology Credit Union will overlook negatives in your ChexSystems record as long as you have a letter from the reporting bank or other proof that "all items owed have been paid".Normally they require this.Why not try Technology Credit Union to see whether they are using chex systems to verify customer that previously have a bad record.