Showing posts with label no chexsystems banks. Show all posts
Showing posts with label no chexsystems banks. Show all posts

Thursday, December 27, 2012

E-Funds and non chexsystems banks

A lot of people were looking for information of E-funds online and also what non chexsystems banks is all about. What you might find shall always lead you to a link that shows how do you get out from the chesystems or some of them might called how to avoid chexsystems or dispute from chexsystems. No matter what it refers to, efunds online and chexsystems is always connected.

People who get stuck into a chexsystems will face a problem on opening a new checking account. They do not have privilege anymore to open a new checking account. So most of the time people will find second chance checking account. Well despite of efunds online and checxsystems is being used widely which is almost 80% banks in United States, most people were looking for non chexsystems banks like hot cakes. So when you searched online surely you will find advice and solutions. Some might end up to sign up for free checking accounts online and some might get free consultations.

My advice, be careful on what you might get from the internet. Do not simply sign up for any scheme or sign up programme where it tells you that they will try to help you and get you out from your problem. Do your researches and ask people. If it involves banks, pick up your phones and call the banks for confirmation. This might help you and prevent you from disclosing any secret information on your accounts and so on to unregistered body or malicious fraud activity which may be harmful to yourself or specifically your money.So be wise and do your study first if you are looking for info onE-Funds and non chexsystems banks!

Tuesday, June 5, 2012

Florida Banks List that do not use chexsystems?

Are you in Florida?Why not try to have a peek on below Florida Banks which might offer you a non chexsystems checking account.








































































































































































































































































































































































Florida Bank NameFlorida Bank Address
Alarion Bank Gainesville16404 Us Highway 441Alachua, Florida 32615-5256
Capital City Bank Direct15000 NW 140th StAlachua, Florida 32615-2601
First National Bank of AlachuaAlachua, Florida 32615
First National Bank of Alachua15000 NW 140th StAlachua, Florida 32615-2601
Gateway Bank of Central Florida15652 NW Us Highway 441Alachua, Florida 32615-5330
Millennium Bank14480 NW 152 LnAlachua, Florida 32615
Citizen Bank & Trust2372 N Scenic HwyBabson Park, Florida 33827
Bank of America45066 State Road 200Callahan, Florida 32011
Southeastern Bank542238 US Highway 1Callahan, Florida 32011-6497
Wachovia Offices542196 Us Highway 1Callahan, Florida 32011-8109
Bank of America37939 Church AveDade City, Florida 33525-4210
Bank of America13839 Us Highway 98 BypDade City, Florida 33525-5018
Boyd Baldy14142 17th StDade City, Florida 33525-3601
Centerstate Bank West Florida14045 7th StDade City, Florida 33525-4305
Florida Traditions Bank13315 Us Highway 301Dade City, Florida 33525-5455
Suntrust Bank13844 7th StDade City, Florida 33525-4914
Suntrust Bank11704 Us Highway 301Dade City, Florida 33525-1871
First National Bank Of Pasco13315 US Hwy 301Dade City, Florida 33525
Resource Express6524 NE County Road 1469Earleton, Florida 32631-6852
First Community Bank400 E Howry AveDeland, Florida 32724-5400
Riverside Bank400 E Howry AveDeland, Florida 32724-5400
Riverside Bank450 N Mcdonald AveDeland, Florida 32724-3634
Riverside Bank351 E New York AveDeland, Florida 32724-5509
Suntrust Bank302 E New York AveDeland, Florida 32724-5585
Gateway Bank4110 NW 37th Place, Suite CGainesville, Florida 32606
Florida Capital Bank Of Gainesville5023 NW 8th AveGainesville, Florida 32607
1st Credit Union of Gainesville412 E University AveGainesville, Florida 32601
Alarion Bank4373 Newberry RdGainesville, Florida 32607
Alarion Bank Gainesville4373 W Newberry RdGainesville, Florida 32607-2240
American General Finance4110 SW 34th StGainesville, Florida 32608-6528
American General Finance5205 NW 39th AveGainesville, Florida 32606-5850
American General Finance1121 NW 76th BlvdGainesville, Florida 32606-6752
Bank of America7100 Southwest Archer RdGainesville, Florida
Bank of America7606 W Newberry RdGainesville, Florida
Bank of America333 5th AveIndialantic, Florida 32903-4261
Fidelity Federal305 5th AveIndialantic, Florida 32903-4238
Regions Bank232 5th AveIndialantic, Florida 32903-3156
Rnb Indialantic417 5th AveIndialantic, Florida 32903-4240
Wachovia Offices1060 N Highway A1aIndialantic, Florida 32903-2909
Bank of America888 Cypress Gardens BlvdWinter Haven, Florida 33880-4728
Bank of America3010 Cypress Gardens RDWinter Haven, Florida 33884-2257
Bank of Central Florida515 N Broadway AveBartow, Florida 33830-3919
Center State Bank3550 Lake Ashton BlvdLake Wales, Florida 33859-5755
American Enterprise Bank of Fl10611 Deerwood Park BlvdJacksonville, Florida 32256-0509
American General Finance1706 Southside BlvdJacksonville, Florida 32216-1964
American General Finance10909 Atlantic BlvdJacksonville, Florida 32225-2933
American General Finance1036 Dunn AveJacksonville, Florida 32218-6359
American General Finance6677 103rd StJacksonville, Florida 32210-7100
American General Finance13249 City Square DrJacksonville, Florida 32218-7237
American General Finance7200 Normandy BlvdJacksonville, Florida 32205-6271
American General Finance10400 San Jose BlvdJacksonville, Florida 32257-6359
Ameris Bank8705 Perimeter Park BlvdJacksonville, Florida 32216-6353
Anderen Bank4655 Salisbury RdJacksonville, Florida 32256-0902
Midflorida Federal Credit Union129 South Kentucky AveLakeland, Florida
Sunshine State Federal Savings & Loans Association102 W BakerPlant City, Florida 33566
Sunshine State Federal Savings & Loan Associations6620 Gall Blvd Medical SquareZephyrhills, Florida 33539
First National Bank Of Pasco13315 US Hwy 301Dade City, Florida 33525
American General Finance7333 Gall BlvdZephyrhills, Florida 33541-4372
American General Finance1130 Havendale BlvdWinter Haven, Florida
American General Finance903 N Wilson AveBartow, Florida
American General Finance4277 S Florida AveLakeland, Florida
American General Finance101 W Main StLakeland, Florida
American General Finance4292 US Highway 98 NLakeland, Florida
Sunshine State Federal Savings & Loan Associations6620 Gall Blvd Medical SquareZephyrhills, Florida 33539
American General Finance7333 Gall BlvdZephyrhills, Florida 33541-4372
American General Financial Services2533 Windguard CirWesley Chpl, Florida
Bank of America5632 Gall BlvdZephyrhills, Florida 33542-3413
Bank of America1910 Bruce B Downs BlvdWesley Chapel, Florida 33544-9262
Bank of America7435 Gall BlvdZephyrhills, Florida 33541-4374
Bank of AmericaPo Box 7585Wesley Chapel, Florida 33545-0110
Centerstate Bank West Florida6930 Gall BlvdZephyrhills, Florida 33542-2513
Centerstate Bank West Florida36239 State Road 54Zephyrhills, Florida 33541-2271
Citifinancial27709 State Road 56Wesley Chapel, Florida 33544-8836
BANK OF AMERICA ATM1801 Nw Hwy 19 Crystal River Mall 82Crystal River, Florida 34428
Brannen Banks of Florida11472 N Williams StDunnellon, Florida 34432-5846
Drummond Community Bank2nd StCedar Key, Florida 32625
Perkins State Bank345 Highway 40 WInglis, Florida 34449
Superior Bank11392 N Williams StDunnellon, Florida 34432-8318
Indian River Federal Credit Union2800 20th StVero Beach, Florida 32960-6698
1st Natl Bank & Trst Co Bnkng Locations Vero Sr606030 20th StVero Beach, Florida 32966-1021
American General Finance2160 58th AveVero Beach, Florida 32966-4647
Bank of America1500 S Highway A1aVero Beach, Florida 32963-3107
Bank of America601 21st StVero Beach, Florida 32960-5494
Bank of America710 S Fleming StSebastian, Florida 32958-5015
Bank of America5780 20th StVero Beach, Florida 32966-4641
Bank of America6300 Highway A1aIndian River Shores, Florida 32963-3406
Bank of AmericaVero Beach, Florida 32960
Bank of AmericaVero Beach, Florida 32960

Monday, May 21, 2012

Wisconsin Banks List that do not have chexsystems?

Looking for a Wisconsin Banks List that do not have chexsystems?Below list is the complete list of banks in Wisconsin United States America.It might offer a free checking account which do not have chexsystems checking account.




































































































































































































































































































































































































































































































































Associated Bank607 E Spruce StAbbotsford, Wisconsin
Citizens Bank115 S Bagley AveBagley, Wisconsin 53801
Peoples State Bank115 S Bagley AveBagley, Wisconsin 53801
Hayward Community Credit UnionCable, Wisconsin 54821
State Bank of DrummondCable, Wisconsin 54821
Security BankPO Box 248Dallas, Wisconsin 54733-0248
Chase111 W Main StEagle, Wisconsin 53119-2025
Citizens Bank OF MOKWONA G OS90 W35680 Hwy NnEagle, Wisconsin 53119
Citizens Bank of MukwonagoS90W35680 County Road NnEagle, Wisconsin 53119
Mid Wisconsin Bank111 N Front StFairchild, Wisconsin 54741-8260
Bank of Galesville16893 S Main StGalesville, Wisconsin 54630-7704
Citizens First BankW25042 Hwy 54 & 35Centerville, Wisconsin 54630
Seven Bridges Bank16893 S Main StGalesville, Wisconsin 54630-7704
Hiawatha National BankN1555 770th StHager City, Wisconsin 54014-8027
First National Bank148 N Main StIola, Wisconsin 54945-9120
Marion State Bank505 E State StIola, Wisconsin 54945-9616
Premier Community Bank505 E State StIola, Wisconsin
Mid America Bank2317 Milton AveJanesville, Wisconsin 53547
American General Finance2833 Milton AvJanesville, Wisconsin
Anchor Bank100 W Racine StJanesville, Wisconsin
Anchor Bank2215 Holiday DrJanesville, Wisconsin
Associated Bank1717 S Center AvJanesville, Wisconsin
Associated Bank2525 Milton AveJanesville, Wisconsin 53545-0451
Associated Bank2720 N Lexington DrJanesville, Wisconsin
Bank Mutual2111 Holiday DrJanesville, Wisconsin
Chase18 N Arch StJanesville, Wisconsin 53548-3404
Chase100 W Milwaukee StJanesville, Wisconsin 53545
Bank Of Kaukauna264 W Wisconsin AvKaukauna, Wisconsin 54130
ChaseN3980 Columbia AveKaukauna, Wisconsin 54130-7570
Citizens Bank205 E Fourth StKaukauna, Wisconsin
East Wisconsin Savings Bank Sa1805 E Main StLittle Chute, Wisconsin 54140-2455
East Wisconsin Savings Bank Sa109 W 2nd StKaukauna, Wisconsin 54130-2499
East Wisconsin Savings Bank SaN3947 Columbia AveFreedom, Wisconsin 54130-7553
Harris Bank201 Main AveKaukauna, Wisconsin 54130
Thrivent Financial For Lutherans3083 White Birch StKaukauna, Wisconsin 54130-3934
State Bank Financial401 Main StLa Crosse, Wisconsin 54601
American General Finance1423 State Road 16La Crosse, Wisconsin 54601-2980
Associated Bank2402 N Rose StreetLa Crosse, Wisconsin
Associated Bank3956 Mormon Coulee RoadLa Crosse, Wisconsin
Associated Bank1630 South Losey BlvdLa Crosse, Wisconsin
Associated Bank605 State StreetLa Crosse, Wisconsin
Citizens Bank3800 State Road 16La Crosse, Wisconsin 54601-1826
Citizens State Bank620 Main StSte LOWRLa Crosse, Wisconsin 54601-1303
Coulee Bank1516 Losey Blvd SLa Crosse, Wisconsin 54601-6199
Dunham Paul Insurance Agency Inc2100 State Road 16La Crosse, Wisconsin 54601-3046
Park Bank1815 Greenway CrossMadison, Wisconsin 53713
Affordable Bankruptcy139 W Wilson StMadison, Wisconsin 53703-3236
Amcore Bank3003 E Washington AvMadison, Wisconsin
Amcore Bank8020 Excelsior DrMadison, Wisconsin
Amcore Bank4702 Verona RdMadison, Wisconsin
Amcore Bank6698 Odana RDMadison, Wisconsin 53719-1012
Amcore Bank14 W Mifflin StStop 1Madison, Wisconsin 53703-4308
American General Finance2105 Zeier RDMadison, Wisconsin 53704-7423
American General Finance6708 Odana RDMadison, Wisconsin 53719-1066
Anchor BankMadison, Wisconsin 53703
First Bank Financial CentreHartland, Wisconsin 53029
Bank Mutual8780 S Howell AveOak Crk, Wisconsin
Chase7980 S Howell AveOak Creek, Wisconsin 53154-2932
Fidelity Federal125 E Puetz RdOak Creek, Wisconsin 53154-3236
Guaranty Bank8561 S Howell AveOak Creek, Wisconsin 53154-2920
M & I Bank8900 S Howell AveOak Creek, Wisconsin 53154-3832
Maritime Savings Bank111 W Ryan RDOak Creek, Wisconsin 53154-4436
MidAmerica Bank125 E Puetz RdOak Creek, Wisconsin 53154-3236
North Shore Bank8701 S HowellOak Creek, Wisconsin
State Farm Insurance111 E Forest Hill AveOak Creek, Wisconsin 53154-3050
Tcf Bank8995 S Howell AveOak Creek, Wisconsin 53154-3803
Palmyra State Bank111 E Main StPalmyra, Wisconsin 53156-9330
U W Credit Union950 W Main StPalmyra, Wisconsin 53156
American General Finance2215 Lathrop AveRacine, Wisconsin 53405-4136
Associated Bank5439 Durand AveRacine, Wisconsin 53406-5058
Associated Bank2406 S Green Bay RDRacine, Wisconsin 53406-4924
Bank Mutual3039 S Green Bay RDRacine, Wisconsin 53403-9415
Bank Mutual5133 Douglas AveRacine, Wisconsin 53402-2029
Bank of Elmwood2704 Lathrop AveRacine, Wisconsin 53405-4159
Brown Jeremy L2053 Taylor AveRacine, Wisconsin 53403-2413
Chase500 Wisconsin AveRacine, Wisconsin 53403-1051
Chase5815 21st StRacine, Wisconsin 53406-5050
Chase4930 Douglas AveRacine, Wisconsin 53402-2465
Anchor Bank2071 Glacier DrSaint Croix Falls, Wisconsin 54024-9249
Bank Mutual144 N Washington StSt Croix Fls, Wisconsin 54024
Eagle Valley Bank102 N Washington StSaint Croix Falls, Wisconsin 54024
Investment Center101 Washington NSaint Croix Falls, Wisconsin 54024
The Riverbank2191 US Highway 8Saint Croix Falls, Wisconsin 54024-8326
The Riverbank2183 Us Highway 8Saint Croix Falls, Wisconsin 54024
Affordable Mortgage201 Helen Walton DRSte 4Tomah, Wisconsin 54660-3307
Farmers & Merchants Bank1001 Superior AveTomah, Wisconsin 54660-2001
Farmers State BankTomah, Wisconsin 54660
Federal Land Bank AssnTomah, Wisconsin 54660
First Bank222 W Mccoy BlvdTomah, Wisconsin 54660-3291
Ria Federal Credit UnionFort Mccoy Ext 2171Bldg 2105Tomah, Wisconsin 54660
State Farm Insurance601 N Superior AveTomah, Wisconsin 54660-1587
Thrivent Financial For Lutherans26673 County Road C ATomah, Wisconsin 54660
Thrivent Financial For Lutherans1200 Superior AveTomah, Wisconsin 54660-2642
Timberwood Bank102 E Veterans StTomah, Wisconsin 54660-3101
Community State Bank1500 Main StUnion Grove, Wisconsin 53182-1718
First Banking Center1201 Main StUnion Grove, Wisconsin 53182-1303
Investment Center of Community State Bank1500 Main StUnion Grove, Wisconsin 53182-1720
North Shore Bank1101 Main StUnion Grove, Wisconsin 53182-1302
Amcore Bank610 W Verona AveVerona, Wisconsin 53593-1835
AnchorBank420 W Verona AvVerona, Wisconsin
Bank of VeronaVerona, Wisconsin 53593
Capitol Bank108 E Verona AveVerona, Wisconsin 53593-1219
Independent Bank108 N Main StVerona, Wisconsin 53593-1102
Park Bank104 S Main StVerona, Wisconsin 53593-1420
State Bank of Cross Plains108 N Main StVerona, Wisconsin 53593-1152
Thrivent Financial For Lutherans115 S Main StVerona, Wisconsin 53593-1419
Thrivent Financial For Lutherans7256 W Mineral Point RdVerona, Wisconsin 53593-9678
Laona State Bank4519 N Branch StWabeno, Wisconsin 54566
Peoples State Bank1905 Stewart AveWausau, Wisconsin 54402
Abby Bank2100 Stewart Av Ste 100Wausau, Wisconsin 54401
Advantage Community Bank210 N 17th AveWausau, Wisconsin 54401-4223
American General Finance1800 Stewart AveSte 200Wausau, Wisconsin 54401-5394
American General Finance400 Scott StWausau, Wisconsin 54403-4826
American General Finance303 1st StWausau, Wisconsin 54403
American General Finance2711 Stewart AveWausau, Wisconsin 54401-4140
Associated Bank2711 W Stewart AvWausau, Wisconsin
Associated Bank205 Central Bridge StWausau, Wisconsin
Time Federal Savings Bank900 South 17th AveWausau, Wisconsin 54401
Walworth State Bank105 N Hwy 67Walworth, Wisconsin 53184
Peoples BankElkhorn, Wisconsin 53121-1138
1st Bank Southeast of Lake Geneva N AHighway H NLake Geneva, Wisconsin 53147
Anchor Bank772 W Main StSte 204Lake Geneva, Wisconsin 53147-1835
Associated Bank100 E Geneva SqLake Geneva, Wisconsin 53147-9693
Associated Bank850 N Wisconsin StElkhorn, Wisconsin
Bank of Genoa City235 Freeman StGenoa City, Wisconsin 53128
Chase426 Center StLake Geneva, Wisconsin 53147-1906
Chase38 N Washington StElkhorn, Wisconsin 53121-1750
Citizens Bank10 N Lincoln StElkhorn, Wisconsin 53121-1747

Monday, September 12, 2011

Banks that do not use chexsystems-Complete list part 2

There was a lot of searches on  free list of banks that don't use chexsytems.I've got it guys, they were actually trying to get a hold on a free list of Chexsystems banks that actually do not use chexsytems in their bank. Here are some of the bank in the United States that  doesn't use chexsystems. This is a free list of Banks that don't use chexsytems in Massachusetts.

Massachusetts
Bank Of New Hampshire

Some banks in Massachusetts that we have been told do not use chexsystems. If, you know of a bank that we have listed that does use chexsystems please email me. If you know of a bank in Massachusetts that doesn't use chexsystems and we don't have it listed please let us know so we can list it here for others. Thank you.

Hope this will help people out there!

Sunday, September 11, 2011

ChexSystems in the eyes of American

Ask the average American who or what ”ChexSystems” is, and you’ll get a blank stare. The unlucky people who do know about ChexSystems are usually painfully aware of how severely it can affect their lives. If you are on ChexSystems’ list, you have probably experienced the pain and frustration of not being able to open a new bank account, write checks, or use an ATM card (the core banking conveniences that everyone seems to take for granted). Unfortunately, millions of Americans are on (or have been on) the list, and are unable to enjoy these banking conveniences.

If you are on the list, it is important for you to know what ChexSystems is (and what they are not). ChexSystems is not a bank or a financial institution. Instead, they are a large consumer reporting agency (CRA) that maintains a nationwide database of banking customers who have been reported for writing bad checks, defrauding banks, having unpaid bank debts, or having too many “non-sufficient funds” (NSF) items. ChexSystems is owned by a large publicly traded company, eFunds, Inc. ChexSystems tries to (and has succeeded!) keep a low public profile. They don’t have a company Web site, and it is relatively difficult to find information about them.

Like the other large CRA’s (such as Experian and TransUnion), ChexSystems tries to distance itself from the problems it causes, claiming that it is simply a provider of information, and that it is the banks who use ChexSystems’ data who are the bad guys for turning customers down for new bank accounts. ChexSystems’ marketing materials claim that the company has no responsibility for the decisions banks make, stating that “ChexSystems neither approves nor declines accounts for banks and credit unions. The decision is entirely up to them.”

This is a convenient position to take. However, the fact is that ChexSystems (like the other CRAs) is not perfect. They make mistakes and errors can find their way into consumer’s records. The problem is that an error in a ChexSystem record has a severe and dramatic impact on a consumer. Even a simple error in a consumer’s banking history can prevent that customer from opening a new bank account (or could even result in the customer having their current banking relationship terminated!). That is a LOT of power for a CRA to have.

Other consumer’s find out that their banking record has been ruined as a result of identity theft. For example, a common scheme for some identity thieves is to open a bank account under someone else’s name, using a stolen social security number, and then take out a payday loan or two using the assumed identity. The funds are then withdrawn from the account, and the account is abandoned, eventually resulting in an account closure or NSFs. Unfortunately, the person whose identity was stolen now ends up on ChexSystem’s list. Unless you take steps to clear this situation up, you will be stuck on ChexSystems’ list (even worse, you’ll be stuck there for five years or more!).

As a consumer, if you have been informed that you have a bad mark in your ChexSystems’ file, you need to act quickly to try to resolve it. Unfortunately, ChexSystems doesn’t make it easy for you to clear up a bad mark (even if it is clearly in error).
Lots of people have never heard of ChexSystems until they have some banking problems. Then, you may be told the bad news that your bank account is being closed because you are on a list maintained by a company called “ChexSystems”. Then you need to find out: What is ChexSystems?

Non chexsystems banks

A lot of searches on Non Chexsystems Banks.I know some website and portal that provides free service to know a list of Non Chexsystems Banks available out there.

It would be easy if there is an easy way to have a Free Non Chexsystems Banks online.You just have to search for keywords"Free Non Chexsystems Banks" or Non Chexsystems Banks" using search engine and you will find a lot of choices. All things needed is to have an ID ready (state ID, Drivers License etc.,) for the Patriot Act Verification.

Some Non Chexsystems Banks , even did not required credit checks, no chexsytems checks. Guaranteed Approval. Free MasterCard Debit Card, Routing Number, Account Number. You can direct deposit your paycheck, Social Security, Taxes & everything and anything that has direct deposit.It depends on the banks itself.So, what to wait for?Go and search for Free Non Chexsystems Banks online.

Saturday, September 10, 2011

ChexSystems:What actually ChexSystems?

What actually ChexSystems?According to  Wikipedia, ChexSystems is a check verification service and consumer credit reporting agency (a US credit bureau or UK credit reference agency ) such as Experian, Equifax and TransUnion.Paydex score from Dun and Bradstreet and the Experian Intelliscore also synonyms with ChexSystems which i can check and verify yourCommercial credit reports and scoring .However there was also still a non chexsystems among banks.ChexSystems was also known as eFunds' ChexSystems.

ChexSystems basically provides data related to how a consumer has handled deposit accounts at banking institutions.As for now almost 80% of all commercial banks and credit unions in the United States uses ChexSystems.

It was reported by eFunds ChexSystems that their services are used in 9,000 banks, including over 100,000 individual bank branches in the United States. There were many types of ChexSystems products offered by eFunds which is DebitBureau, DebitReport, FraudFinder, Identity Theft, ID Verification, ICMS, ProspectChex, QualiFile, and Transaction Monitoring.It was a very useful system for consumer checking or savings account application process which is vital on verifying credit relationships status.

Sunday, June 19, 2011

Non chexsystems credit union

Credit Union is one of the best alternative for people who have been listed in chexsystems list.
In Arizona, Desert Schools Federal Credit Union has some branch locations which use Equifax instead of ChexSystems to verify new accounts. At the branch locations which use Equifax, your credit will determine what type of account you are eligible for.

At the branch locations which use ChexSystems, you might try requesting a savings-only account instead as aparently Equifax is used for savings-only account verifications. With a savings account you can use services such as PayPal which use EFT (Electronic Funds Transfer) and ACH (Automated Clearing House) transactions. If you learn which branches use which agency, let us know so that we can post that information here.

Monday, January 10, 2011

Second Chance Checking Accounts in California

Second Chance Checking Accounts in California is not  that easy to find.Agreed with me?If not you may have to email me immediately and share with me where you could easily open Second Chance Checking Accounts in California which means no chexsystems implemented by the bank.There are banks in California offering second chance checking accounts. The requirements will differ according to each banks business needs. We do not guarantee that you will or will not be able to open a checking account and all decisions are based solely on the respective banks requirements.Anyway, you can just googling around and find about these banks for non chexsystems banks which provide Second Chance Checking Accounts.


Broadway Federal Bank
Corporate America Family Credit Union
Family 1 Federal Credit Union
Fiscal Credit Union
Heritage Community Credit Union
Lasalle Bank
River City Bank
Safe 1 Credit Union
San Francisco Federal Credit Union
Univest Direct

Saturday, January 8, 2011

Monday, July 26, 2010

Non chexsystems banks-2010 list

For people who are looking for more free list of non chexsystems banks, here some of it.It's a big list, but not really up to date whether it is still a non chexsystems banks or not.If you find any of these banks near your place, why not give it a try?At least if it is not a non chexsystems banks anymore, you can always inform us through the comment area.It would be helpful to most of us who landed here in this page from the search engine.Check it out guys, the Non chexsystems banks-2010 list .

1st Alliance XXI * (FCU)
1st Plattsburgh *
Abbotsford State Bank
ABC Bancorp ( American Banking Company )
ABHH E*
Abrams Centre National Bank
Acacia Federal Savings Bank
Access Federal ** (CU)
Adams Bank Trust
Adrian State Bank
Advance Financial Savings
Air Academy National Bank ( Armed Forces Bank )
Alabama Central **
Alabama Gas **
Alabama National Guard **
Alabama Telco **
Alamogordo Federal Savings and Loan
Alaska Airlines E*
Alaska Pacific Bank
Alaska USA *
Albemarle First Bank
Alcoa Community *
Alisos **
Alleghany First Bank (Ash Federal, Applachian First)
Allegheny Valley Bank of Pittsburgh
Allegiance Community Bank
Allegiant Bank
Allfirst Bank
Allied **
Alpine Credit Union
Alternatives Federal Credit Union
American Express Membership Banking
American Savings **
Antioch Community *
Arapahoe Credit Union
Arcadia City *
Atchison Village **
Ballston Spa National Bank
BancorpSouth
BancWest Corporation ( Bank of the West, First Hawaiian Bank )
Bank Trust Company
Bank Audi USA
Bank Independent
Bank Midwest
Bank of Alamo
Bank of Amador
Bank of America
Bank of Bartlett
Bank of Belton
Bank of Benton
Belt Valley Bank
Blue Mountain **
BN West **
BOK Financial Corporation
Bon Marche *
Butte *
Calcoe *
California Lithuanian **
Capital Bank Corporation
Carter *
Catlin Bank
Cherry E*
Chinatown Federal Savings Bank
Church/Co-op **
Citizens National Bank
City National Bank
Colonial Bank
Columbia-Barnard ( Bethex ) Federal Credit Union
Community Plus Savings Bank
Compass Bank
Copley Los Angeles *
Cross County Federal Savings
Crossett Paper Mills E*
Customs *
Cyril State BankDelta Valley **
Desert Communities *
Downey City E*
El Cajon Federal **
El Camino College *
El Camino Hospital *
Electric *
Envision Credit Union
Equitable Federal Savings Bank
Equitable Savings Loan
Espeeco *
EW No 401 **
Excel Federal Credit Union
Family 1 Federal Credit Union
Family *
First Atlantic Federal Credit Union
First Convenience Bank
First Entertainment Credit Union
First State Bank
First Tennessee National Bank
Florida State Employees Federal Credit Union
Fort Sill National Bank
Grantsville Federal Credit Union
Great Eastern Bank
GTE Federal Credit UnionHawthorn Bank
Home Street Bank
Metcalf Bank
Mission Area Federal Credit Union (San Francisco)
Native American Bank
Navy Federal Credit Union
Nevada State Bank
Penn State Federal Credit Union
Pentagon Federal Credit Union
Qualstar Credit Union
Raymond James Bank, FSB
RBC Centura Bank
River City Bank
Savannah Bank
Seattle Telco Federal Credit Union
Six Rivers National Bank
Sky Bank
South Trust Bank
South First Bancshares (First Federal of the South)
Southington Savings Bank
Southwest Bank
Stillwater National Bank Trust
Summit National Bank
Susquehanna Bancshares (Citizens Bank)
TCF Bank
Team Financial
Telesis Community **
Texans Credit Union
The University of Colorado *
Ticonderoga Federal **
Timberland Bank
Town and Country **
Tri Counties Bank
Trust mark National Bank
Unibanco ( Union Bank Trust)
Union Bank of California Nest Egg Club
Union Planters Bank
United Bank
US Bank of Walnut Creek
Wachovia Corporation
Washington **

Legend
* Federal Credit Union
** Credit Union

Monday, December 14, 2009

Non Chexsystems Banking

I became interested in ChexSystems a few years ago when a friend became entangled in the ChexSystems web. ChexSystems is a credit reporting agency that reports mishaps with a bank to other banks. After becoming listed in ChexSystems it can take up to five years for the listing to be removed.

I am sure ChexSystems protects banks from fraud however ChexSystems at times prevents folks from being able to open a bank account that made a banking error like leaving a bank account overdrawn for a period of time. Even worse a bank can close an account that is in good standing when a different account at a different bank has been defaulted on and reported to ChexSystems!

In the case of my friend she deposited a large check in to her bank account. The check came back non sufficient funds and my friend did not have available cash to cover the overdraft. The bank closed the account and reported the action to ChexSystems. My friend eventually paid the bank back in full but she was still listed on ChexSystems.

Her paycheck had been direct deposited for years. Once her bank found out about the overdraft they closed her account. It was very embarrassing for her to go to Human Resources at her job and change over to paper checks.

After some searching I found that certain banks offer deposit accounts with a debit card that allow you to direct deposit your payroll or income check and use a debit card to draw the funds and pay bills.

I publish a website that offers practical solutions for consumer credit issues since May 2000. BadCreditInfo.com I feature a debit card that allows direct deposit to a real bank account with no credit check, guaranteed approval, no upfront fee, free direct deposit and you can shop and pay bills online.

The debit card is convenient for shopping and money management and if you consider the gas to drive to a check cashing place the time and energy to do so, plus the check cashing fees this card is a real money saver! Did I mention you can pay bills like utilities, phone, gas and electric online?

This card is not a credit card but it does offer a feature that will allow you to build credit and it reports to a credit bureau! I myself have been through the credit card lifestyle of living beyond my means. I love having a debit card, I spend what I have and that's it! Also, there are no overdraft fees!

As I stated above I have been Internet publishing for eight years. I am familiar with this card and the competitors products. I am proud to offer Account Now, they have the largest network of ATM and locations to "load" your card, which means deposit funds to your account in bank talk. Account Now does not charge an upfront fee. If you want the card click the link, no money due today. There are many sites that charge up to $100 up front just to get the card.

Tuesday, June 30, 2009

Non chexsystems checking account -Technology Credit Union

Ever heard about Technology Credit Union ?Well, this is one more list to take note in my personal list on Non chexsystems checking account.Technology Credit Union is in California,USA.It was reported it branch in Mountain View, Milpitas, San Jose, and Sunnyvale is a Non chexsystems checking account.

Technology Credit Union will overlook negatives in your ChexSystems record as long as you have a letter from the reporting bank or other proof that "all items owed have been paid".Normally they require this.Why not try Technology Credit Union to see whether they are using chex systems to verify customer that previously have a bad record.