Showing posts with label credit union. Show all posts
Showing posts with label credit union. Show all posts

Monday, June 4, 2012

Hawaii Banks List with non chexsystems

Below is a list of Hawaii Banks List.Maybe not all banks is listed below, however you can always pick up your phone and try below banks whether they offer a non chexsystems banks.These could be a good list of reference for you to check a non chexsystems banks in Hawaii.

Hawaii Bank NameHawaii Bank Address
First Hawaiian BankShopping CtrEleele, Hawaii 96705
Kaumakani Federal Credit UnionEleele, Hawaii 96705
Mcbryde Federal Credit UnionEleele, Hawaii 96705
Bank of Hawaii Assisted by Bankoh by PhoneHana, Hawaii 96713
Kula Community Federal Credit UnionHana, Hawaii 96713
Honolulu Federal Credit UnionPO Box 2428Honolulu, Hawaii 96814
Ala Moana CenterHonolulu, Hawaii 96801
American General Finance46-028 Kawa StKaneohe, Hawaii 96744-3819
American General Finance250 Alamaha StKahului, Hawaii 96732-2496
American General Finance395 Kilauea AveHilo, Hawaii 96720-3007
American General Finance75 Kuakini Hwy Sutite 104Kailua Kona, Hawaii 96739
American General Finance555 N King StHonolulu, Hawaii 96817-4649
American General Finance98-1268 Kaahumanu StPearl City, Hawaii 96782-3253
American General Finance94-1040 Waipio Uka StWaipahu, Hawaii 96797-4083
American Savings Bank45-1144 Kamehameha HwyKaneohe, Hawaii 96744-3226
American Savings Bank154 Papalaua StLahaina, Hawaii 96761-1616
Bank of Hawaii4405 Honoapiilani HwyLahaina, Hawaii 96761-9293
Central Pacific Bank355 Keawe Street Suite 401Lahaina, Hawaii 96761
Central Pacific Bank355 Keawe StLahaina, Hawaii 96761-2733
First Hawaiian Bank215 Papalaua StLahaina, Hawaii 96761-1692
First Hawaiian Bank5095 Napilihau StLahaina, Hawaii 96761-9198
Indy Mac Bank222 Papalaua StLahaina, Hawaii 96761-2315
Old Lahaina Center Management OfficeLahaina, Hawaii 96761
American Savings Bank55 Pukalani StMakawao, Hawaii 96768-8544
Bank of Hawaii5501 PukalaniMakawao, Hawaii 96768
First Hawaiian Bank67 Makawao AveMakawao, Hawaii 96768-8836
Bank of HawaiiPahala, Hawaii 96777
Bank of Hawaii45-3568 Mamane StHonokaa, Hawaii 96727-6973
First Hawaiian Bank45-3538 Mamane StHonokaa, Hawaii 96727-6973
Hawaii Community Federal Credit Union44-151 Paauhau StHonokaa, Hawaii 96727-6803
American Savings Bank81-6644 Mamalahoa HwyKealakekua, Hawaii 96750-8129
Bank of Hawaii81-6638 Mamalahoa HwyKealakekua, Hawaii 96750
First Hawaiian Bank81-6626 Mamalahoa HwyKealakekua, Hawaii 96750-8129

Thursday, May 10, 2012

1st Advantage FCU offer non chexsystems checking accounts?

Do you get any info whether 1st Advantage FCU offer non chexsystems checking accounts?You can with them through their facebook page:

Check it out 1st Advantage FCU branch in United States:

Denbigh Branch

12891 Jefferson Ave.
Newport News, VA 23608
Relationship Manager: Dawn Everton

Lobby: M - F: 9am to 5pm Sat: 9am to 1pm
Drive Thru: M - F: 8:30am to 6pm
Sat: 9am to 1pm
Mercury Branch

5003 W. Mercury Blvd.
Hampton, VA 23605
Relationship Manager: Lisa Crump

Lobby: M - F: 9am to 5pm Sat: 9am to 1pm
Drive Thru: M - F: 8:30am to 6pm
Sat: 9am to 1pm
Kiln Creek Branch

110 Cybernetics Way
Yorktown, VA 23693
Relationship Manager: Paul Szabo

Lobby: M - F: 9am to 5pm Sat: 9am to 1pm
Drive Thru: M - F: 8:30am to 6pm
Sat: 9am to 1pm
Hidenwood Branch

12490 Warwick Blvd.
Suite B
Newport News, VA 23606
Relationship Manager: Lisa Crump

Lobby: M - Th: 9am to 5pm
F: 9am to 6pm
Sat: 9am to 1pm
Fort Eustis Branch

1317 Patton Ave.
Fort Eustis, VA 23604
Assistant Manager: Kim Bottley

Lobby: M - F: 9am to 5pm
Military Pay Days: 8am to 5pm

You can conduct Credit Union Service Center transactions at this branch.
Williamsburg Commons Branch

224 Commons Way
Williamsburg, VA 23185
Relationship Manager: Pamela Pearce

Lobby: M - F: 9am to 5pm Sat: 9am to 1pm
Drive Thru: M - F: 8:30am to 6pm
Sat: 9am to 1pm
Gloucester Branch

6511 G. Wash. Mem. Hwy
Gloucester, VA 23061
Relationship Manager: Pam Galganski

Lobby: M - F: 9am to 5pm Sat: 9am to 1pm
Drive Thru: M - Th: 8:30 to 5pm
F: 8:30 to 6pm
Sat: 9am to 1pm

You can conduct Credit Union Service Center transactions at this branch.
New Town Branch

4800 Courthouse St.
Williamsburg, VA 23188
Relationship Manager: DeAnna Kimrey

Lobby: M - F: 9am to 5pm Sat: 9am to 1pm
Drive Thru: M - Th: 8:30 to 5pm
F: 8:30 to 6pm
Sat: 9am to 1pm

Sentara Williamsburg Branch

Reg Med Ctr Branch
400 Sentara Cr. Suite 103
Williamsburg, VA 23188
Relationship Manager: DeAnna Kimrey

Lobby: M - F: 9am to 5pm

You can conduct Credit Union Service Center transactions at this branch.
McGuire Branch

1201 Broad Rock Blvd.
Richmond, VA 23224
Relationship Manager: Amy Stachura

Lobby: M - Th: 9am to 4:30pm
F : 8 :30am to 4:30pm

You can conduct Credit Union Service Center transactions at this branch.
Coliseum Central Branch located across from Peninsula Town Center - NOW OPEN!

2014 Coliseum Dr.
Hampton, VA 23666
Relationship Manager: Lisa Crump

Lobby: M - Th: 9am to 5pm
F: 9am to 6pm
Fort Story Branch ATM Only

Monday, January 30, 2012

Non chexsystems credit unions 2011

Non chexsystems credit unions 2011 is one of the most searched by people with bad credit reports.Below list which compiled earlier also including a non chexsystems banks listed is a guide for those people who need a reference to find a Non chexsystems credit unions 2011 for this year 2012.I bet people will also looking for Non chexsystems credit unions 2012 soon enough when it is available.

Access National
Apple Creek Banking CompanyOhioN/A
Armed Forces Bank (military)Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Kansas, Kentucky, Missouri, Nevada, New Jersey, North Dakota, Texas, Virginia, Washington,
Bank of GueydanLouisianaN/A
Bank of
Bank of
Capital City BankAlabama, Florida,
Chester National BankIllinois,
Citizens State
City National Bank &
Community Bank &
Elizabethton Federal Savings
Elk Horn Bank &
Equitable Savings and
First Convenience
First Internet Bank of
First State
First State
First State Bank of
First United
Fort Sill National Bank (military)California, Delaware, North Carolina, Oklahoma, South Carolina, Tennessee,
Fremont National Bank &
Glenview State
Greenville National
ING DirectOnline -
Kevil BankKentuckyN/A
Keystone Savings
Marketplace BankFloridaN/A
Old Florida
Peoples Trust & Savings
Regions BankAlabama, Arkansas, Florida, Georgia, Iowa, Illinois, Indiana, Kentucky, Louisiana, Missouri, Mississippi, North Carolina,
South Carolina, Tennessee, Texas, Virginia
Renasant BankAlabama, Mississippi,
Security Bank of Southwest MissouriMissouriN/A
Suntrust BankAlabama, Arkansas, District of Columbia, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, West
TCF BankArizona, Colorado, Illinois, Indiana, Michigan, Minnesota,
Teche Federal
The Farmers State
USAA (military)Arizona, California, Colorado, Florida, Nevada, Texas,
Valley State
Wayne County

Sunday, June 19, 2011

Non chexsystems credit union

Credit Union is one of the best alternative for people who have been listed in chexsystems list.
In Arizona, Desert Schools Federal Credit Union has some branch locations which use Equifax instead of ChexSystems to verify new accounts. At the branch locations which use Equifax, your credit will determine what type of account you are eligible for.

At the branch locations which use ChexSystems, you might try requesting a savings-only account instead as aparently Equifax is used for savings-only account verifications. With a savings account you can use services such as PayPal which use EFT (Electronic Funds Transfer) and ACH (Automated Clearing House) transactions. If you learn which branches use which agency, let us know so that we can post that information here.

Sunday, September 12, 2010

Banks in Arkansas that dont use chex

If you are in Arkansas, and looking for banks in Arkansas that dont use chex i can help you.In Arkansas, Superior Federal does use ChexSystems, but reportedly will accommodate those with a negative in their ChexSystems record. The Baseline Road branch location is more strict than their others, however.

In Little Rock, Member Service Federal Credit Union apparently does not use ChexSystems in verifying new accounts. See our Credit Union tips for more information.

United Arkansas Federal Credit Union (501) 565-8500, apparently does not use ChexSystems.If you interested to find out more about this, you may do so and contact them as soon as possible.

Monday, July 19, 2010

Wescom credit union use chexsystems

Wescom Credit Union officials claim that they verify all new accounts with ChexSystems however we hear otherwise. Looking for Wescom credit union use chexsystems?Several people who have negative ChexSystems reports and were unable to open an account elsewhere found success when trying to open a savings account or a direct-deposit checking account with Wescom. (The Tustin branch is reported to be strict, however.) With a savings account you can use services such as PayPal which use EFT (Electronic Funds Transfer) and ACH (Automated Clearing House) transactions. As a credit union, membership is limited to residence in Los Angeles, Orange, or San Bernadino counties and to employees and their families of any of these employers. See our Credit Union tips for more information. Deposits and withdrawals can be made at any Credit Union Service Center location across the country. Let us know whether or not Wescom was able to accomodate you.

In downtown San Bernardino is reportedly a renegade branch of Washington Mutual where our tipster says they are overriding ChexSystems when an incident is more than a year old and you have a letter from the reporting bank or other proof that "all items owed have been paid."

Wednesday, January 13, 2010

Bank and Chexsystems query

money-tree-bankWhen a person applies for an account at a bank that uses Chexsystems and is denied, it shows up as an inquiry on your report. Too many inquiries on your report can cause Chexsystems to "flag" your account for suspicious activity. It is very important to know where you can and can not get an approval at prior to applying at a bank.

Too many denials can cause a bank that you might have been able to open an account at originally to deny you for these inquiries. Unfortunately this is a mistake that many people make when they first find out that they are reported to Chexsystems. Once they have been denied by a bank they tend to start applying just anywhere and everywhere only to be denied more.

This blog was created to help consumers who are searching for a second chance checking account avoid being ripped off and scammed when trying to get a bad credit checking account. The banks listed do not use ChexSystems or TeleCheck when opening a new account or they will not hold your ChexSystems listing against you. It also lists alternatives to checking accounts....

Here is more information from WikiAnswers contributors:

I was reported to chex system 2 months ago and I'm able to open a second chance Basic Checking account with Compass Bank. It is only $5/month and I get a Visa check card. Lots of banks are starting to offer these kinds of services, you just need to look around.
It is a very good way to restart your credit history. The other choice is to continue to pay high processing fees to paycheck cashing sites

All banks are linked through the chexsystem as far as I know. If the balance is still owed, you may not find anyone willing to open an account for you until it's paid off. I believe you will be in Chexsystem for five years, then your name will be removed.

There is hope. What you can do is write Chexsystem a letter stating your story. Depending on circumstances you may not be liable under the Fair Reporting Act.

Well, I just found out that under most state laws a credit union cannot decline anyone that meets their membership requirements. This means that if you have bad credit they cannot decline you, but they can restrict your services. But if you need a savings account and a place to cash a check then they can do it.

Second Chance Checking. Check availibility in your area, some banks do offer this program for those of us that have outstanding items with chex systems.
There are several online companies that provide help in finding a bank after you've been reported to ChexSystems.

I've been on chexsystems since 2001 and after numberous attempts it seemed hopeless for me to obtain a checking account. Turns out Wells Fargo offers "oppurtunity checking" which is targeted for people whow are on chexsystems, even if you still owe. There is a $12.00 monthly fee, and $2.00 credit if you get direct deposit. I'm so glad finally there is hope for people like me!

There are always loopholes. One is to go ahead and pay the bank what you owe. Then, have the bank send a letter stating this has been paid. Take it with you to the bank where you'd like to open a new account. First, give them your social and see if they go for it. If not, have the letter from your previous bank handy and be ready to put it on the table. Showing you've paid this off and walking in with confidence may just land you a new checking account.

Well I work for GuarantyBank in Wisconsin, and I can tell you that legaly nobody is going to open you a checking account if you have an outstanding balance. However many banks (mine included) do offer a get checking program that can help. Also Guaranty Bank is one of the few that will open an account if you have 1 or less Chex system reports, as long as you don't owe any money. We are in five states so you may be able to open an account at Guaranty Bank. As of 1-11-206 the deal for checking is, free checks for life, no monthly service charge, no min. balance, 25 dollar bonus dor dd. And many more, for the most part if you dont over draw you account it is completely free, and you wont spend a cent.

I live in Indianapolis, IN, I am in chex systems, i opened a bank, account but they won't give me a debit card until i have paid the previous that i have paid the bank, they are giving me the run a round about reporting my payment to chex system

99% of banks use Chexsystems. You are stuck in Chexsystems for 5 years from the date the bank put you in their system. We can help you.

I hesitate to answer this one because I don't want other people to abuse the only chance there is to get a checking account with an actual check book and atm card. After much research, I have found most second chance banks to be prepaid atm cards with monthly maintenance fees. I also found many services that charge for a list of banks that may or may not be up to date as a nonchexsystem bank. I even managed to open an account successfully with Charles Schwab online, they overlooked chexsystem, but the risk department eventually closed my account after reviewing one of my credit bureau reports which showed I had a delinquency, charge off, and collection. However, I am happy to have found that there's one company that cuts through all the chase with no run around.

To dispute write to:


Chex Systems, Inc.
7805 Hudson Road, Suite 100
Woodbury, MN 55125


By phone at 800-428-9623 or fax at 602-659-2197

If the reinvestigation does not resolve your dispute, you are entitled to request a brief statement be added to your consumer file outlining the nature of your dispute.