Showing posts with label credit reports. Show all posts
Showing posts with label credit reports. Show all posts

Saturday, March 26, 2016

Request your free credit report

Request your free credit report on below information which i get from the US gov website. This might help you get a free report to check your status now. Dont get fooled citizen by using paid services in order to check you annual credit report. The thing is you can get it for free without any payment at all. If anyone asked you to pay for your credit report dont do it! Refer below information. 

Online: Visit
By Phone: Call 1-877-322-8228. Deaf and hard of hearing consumers can access the TTY service by calling 711 and referring the Relay Operator to 1-800-821-7232.
By Mail: Complete the Annual Credit Report Request Form (PDF, Download Adobe Reader) and mail it to:
Annual Credit Report Request Service
PO Box 105281
Atlanta, GA 30348-5281

If your request for a free credit report is denied: 

Contact the credit reporting agency (CRA) directly to try and resolve the issue. The CRA should inform you of the reason they denied your request and explain what to do next. Often, you will only need to provide information that was missing or incorrect on your application for a free credit report.
If you are unable to resolve your dispute with the CRA, contact the Consumer Financial Protection Bureau (CFPB).

Friday, March 25, 2016

Credit Reports

Reports of credit of your billing information includes payment history, debt, debt current and other financial information. They show you where you live and work and whether they have sued, arrested or filed for bankruptcy. Credit report helps decide to lender whether to lend you or hum the approve loans, and determine what they charge interest. prospective employers, rent and insurance property owners can also look at their credit report.

It is important to check your credit report on a regular basis to ensure that your personal information and accurate financial account are reported and that no fraudulent under your name opened. If you find errors on your credit report, take steps to have them corrected.

Free Credit Reports

You are entitled to a free credit report from each of the three credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months. You can request all three reports at once, or space them out throughout the year. Learn about other situations in which you can request a free credit report