Showing posts with label banks that do not use chexsystems. Show all posts
Showing posts with label banks that do not use chexsystems. Show all posts

Sunday, May 31, 2015

A call from ChexSystems

It is interesting to share people's experiences they had with chexsystems. I share it here so that all of us can actually know from one of the complainant so that we can prepare and also for chexsystems itself to confirm is this from a legit source? If yes they need to do improvement. If not please deny it and clear it our for everybody dealing with ChexSystems.

Anonymous :  2/13/15 12:45pm - received a call from ChexSystems, with phone number ** on caller ID. I answered the phone and a computerized system responded. It said something to the effect my checking account problems (meaning "I had done something wrong" type problems), and it said if I know my party's extension, to please dial it now. It said if I do not know my party's extension to dial zero or stay on the line. I dialed 0. A lady named Melissa answered and asked what I needed. I said I was not sure, and I asked her what is the name of the company calling me? She said Checks Systems. I asked her what type of company it was and she had no answer specific to that question. Instead she asked what area code I was calling from, or was it 502, and I said not it is 520. Then I heard some electronic dialing, and I said "what?". She said, "oh sorry it's okay, I am just trying to see your number in order to find out who was calling you". Then I heard more electronic dialing, and I heard her faintly say my cell phone number (faintly, as if she was repeating it to herself and not to me). Then she asked if I was "she gave me my name", and I said yes. Once again, I asked what type of company were they. Instead of answering me, she got angry and said in hostile tone, "well, why did you call us if you don't know what you want" (or something to that effect - at this time I am freaked out and not focusing like I will next time). I said, this company called me, I did not call you, and I do not know who you are. As I kept talking she had apparently hung up the phone. I have the phone number of the person who called me (person or business), and that number is: **. I have tried calling that number 3 or 4 times and each time there is a voice message - ED ** - asking whoever to leave a message. I have done so a few times, and on the last one I told them that the named person they are looking for - well, it is not me - it is someone else with the same name and that they are just trying to scam money, and committing fraud. I told them they have been reported to the proper authorities and to stop these scam calls. I have nothing going on with any bank, payday loan, car, car loan - nothing at all. I have nothing, so how could there be a problem? I then told them that if they are a legitimate company, they better figure out a better way to approach people because they act like scam artists, and you don't just call someone and hang up on them??? I went online searching "Checks Systems" and I could not open the website, found nothing on the phone number, found nothing on the name ED **, except for Chandler, Arizona, then I found ChexSystems (see spelling difference?). So I called them up and told them someone is attempting fraud, trying to scam money, and phishing for money/information and they are using the name Checks Systems. The person on the phone (strong middle Eastern country accent) said they have heard of this (sure - I do not believe him). He said I could file something with them, ChexSystems. But I told him I do not need to since I have nothing going on and that I have already been in contact with MY bank, and they have absolutely nothing going with me! Anyways, that is about it. Not all details are 100 percent due to I was not prepared for this and along with freaking out a bit, remembering every exact word just did not happen.

Tuesday, June 5, 2012

Florida Banks List that do not use chexsystems?

Are you in Florida?Why not try to have a peek on below Florida Banks which might offer you a non chexsystems checking account.








































































































































































































































































































































































Florida Bank NameFlorida Bank Address
Alarion Bank Gainesville16404 Us Highway 441Alachua, Florida 32615-5256
Capital City Bank Direct15000 NW 140th StAlachua, Florida 32615-2601
First National Bank of AlachuaAlachua, Florida 32615
First National Bank of Alachua15000 NW 140th StAlachua, Florida 32615-2601
Gateway Bank of Central Florida15652 NW Us Highway 441Alachua, Florida 32615-5330
Millennium Bank14480 NW 152 LnAlachua, Florida 32615
Citizen Bank & Trust2372 N Scenic HwyBabson Park, Florida 33827
Bank of America45066 State Road 200Callahan, Florida 32011
Southeastern Bank542238 US Highway 1Callahan, Florida 32011-6497
Wachovia Offices542196 Us Highway 1Callahan, Florida 32011-8109
Bank of America37939 Church AveDade City, Florida 33525-4210
Bank of America13839 Us Highway 98 BypDade City, Florida 33525-5018
Boyd Baldy14142 17th StDade City, Florida 33525-3601
Centerstate Bank West Florida14045 7th StDade City, Florida 33525-4305
Florida Traditions Bank13315 Us Highway 301Dade City, Florida 33525-5455
Suntrust Bank13844 7th StDade City, Florida 33525-4914
Suntrust Bank11704 Us Highway 301Dade City, Florida 33525-1871
First National Bank Of Pasco13315 US Hwy 301Dade City, Florida 33525
Resource Express6524 NE County Road 1469Earleton, Florida 32631-6852
First Community Bank400 E Howry AveDeland, Florida 32724-5400
Riverside Bank400 E Howry AveDeland, Florida 32724-5400
Riverside Bank450 N Mcdonald AveDeland, Florida 32724-3634
Riverside Bank351 E New York AveDeland, Florida 32724-5509
Suntrust Bank302 E New York AveDeland, Florida 32724-5585
Gateway Bank4110 NW 37th Place, Suite CGainesville, Florida 32606
Florida Capital Bank Of Gainesville5023 NW 8th AveGainesville, Florida 32607
1st Credit Union of Gainesville412 E University AveGainesville, Florida 32601
Alarion Bank4373 Newberry RdGainesville, Florida 32607
Alarion Bank Gainesville4373 W Newberry RdGainesville, Florida 32607-2240
American General Finance4110 SW 34th StGainesville, Florida 32608-6528
American General Finance5205 NW 39th AveGainesville, Florida 32606-5850
American General Finance1121 NW 76th BlvdGainesville, Florida 32606-6752
Bank of America7100 Southwest Archer RdGainesville, Florida
Bank of America7606 W Newberry RdGainesville, Florida
Bank of America333 5th AveIndialantic, Florida 32903-4261
Fidelity Federal305 5th AveIndialantic, Florida 32903-4238
Regions Bank232 5th AveIndialantic, Florida 32903-3156
Rnb Indialantic417 5th AveIndialantic, Florida 32903-4240
Wachovia Offices1060 N Highway A1aIndialantic, Florida 32903-2909
Bank of America888 Cypress Gardens BlvdWinter Haven, Florida 33880-4728
Bank of America3010 Cypress Gardens RDWinter Haven, Florida 33884-2257
Bank of Central Florida515 N Broadway AveBartow, Florida 33830-3919
Center State Bank3550 Lake Ashton BlvdLake Wales, Florida 33859-5755
American Enterprise Bank of Fl10611 Deerwood Park BlvdJacksonville, Florida 32256-0509
American General Finance1706 Southside BlvdJacksonville, Florida 32216-1964
American General Finance10909 Atlantic BlvdJacksonville, Florida 32225-2933
American General Finance1036 Dunn AveJacksonville, Florida 32218-6359
American General Finance6677 103rd StJacksonville, Florida 32210-7100
American General Finance13249 City Square DrJacksonville, Florida 32218-7237
American General Finance7200 Normandy BlvdJacksonville, Florida 32205-6271
American General Finance10400 San Jose BlvdJacksonville, Florida 32257-6359
Ameris Bank8705 Perimeter Park BlvdJacksonville, Florida 32216-6353
Anderen Bank4655 Salisbury RdJacksonville, Florida 32256-0902
Midflorida Federal Credit Union129 South Kentucky AveLakeland, Florida
Sunshine State Federal Savings & Loans Association102 W BakerPlant City, Florida 33566
Sunshine State Federal Savings & Loan Associations6620 Gall Blvd Medical SquareZephyrhills, Florida 33539
First National Bank Of Pasco13315 US Hwy 301Dade City, Florida 33525
American General Finance7333 Gall BlvdZephyrhills, Florida 33541-4372
American General Finance1130 Havendale BlvdWinter Haven, Florida
American General Finance903 N Wilson AveBartow, Florida
American General Finance4277 S Florida AveLakeland, Florida
American General Finance101 W Main StLakeland, Florida
American General Finance4292 US Highway 98 NLakeland, Florida
Sunshine State Federal Savings & Loan Associations6620 Gall Blvd Medical SquareZephyrhills, Florida 33539
American General Finance7333 Gall BlvdZephyrhills, Florida 33541-4372
American General Financial Services2533 Windguard CirWesley Chpl, Florida
Bank of America5632 Gall BlvdZephyrhills, Florida 33542-3413
Bank of America1910 Bruce B Downs BlvdWesley Chapel, Florida 33544-9262
Bank of America7435 Gall BlvdZephyrhills, Florida 33541-4374
Bank of AmericaPo Box 7585Wesley Chapel, Florida 33545-0110
Centerstate Bank West Florida6930 Gall BlvdZephyrhills, Florida 33542-2513
Centerstate Bank West Florida36239 State Road 54Zephyrhills, Florida 33541-2271
Citifinancial27709 State Road 56Wesley Chapel, Florida 33544-8836
BANK OF AMERICA ATM1801 Nw Hwy 19 Crystal River Mall 82Crystal River, Florida 34428
Brannen Banks of Florida11472 N Williams StDunnellon, Florida 34432-5846
Drummond Community Bank2nd StCedar Key, Florida 32625
Perkins State Bank345 Highway 40 WInglis, Florida 34449
Superior Bank11392 N Williams StDunnellon, Florida 34432-8318
Indian River Federal Credit Union2800 20th StVero Beach, Florida 32960-6698
1st Natl Bank & Trst Co Bnkng Locations Vero Sr606030 20th StVero Beach, Florida 32966-1021
American General Finance2160 58th AveVero Beach, Florida 32966-4647
Bank of America1500 S Highway A1aVero Beach, Florida 32963-3107
Bank of America601 21st StVero Beach, Florida 32960-5494
Bank of America710 S Fleming StSebastian, Florida 32958-5015
Bank of America5780 20th StVero Beach, Florida 32966-4641
Bank of America6300 Highway A1aIndian River Shores, Florida 32963-3406
Bank of AmericaVero Beach, Florida 32960
Bank of AmericaVero Beach, Florida 32960

Friday, December 16, 2011

Second Chance Banking Accounts

When it comes to bring approved for a bad credit bank account, a second chance bank account is your best option. The second chance account is geared towards high risk customers who need, as the name states, a second chance to improve upon their bank history and banking habits.||Find out if any of the lending institutions in your town or city offer such an account.

You may wish to go online and research this as opposed to going door to door and visiting different banks. In most cases this account will come with a small fee charged monthly. There are also online banks that offer second chance banking accounts. Examples of banks that offer these types of bad credit bank accounts to their customers looking to make a fresh start include Chase Bank, Compass Bank, Century Bank and Trust, Etrade Brokerage, United Community Bank and the Woodforest Bank.

Thursday, November 24, 2011

Free non chexsystems bank 2011

Free non chexsystems bank 2011 for all!I know more than 80% bank in US now using chexystems to verify new bank checking account.However below listed bank was said banks that do not use chexsystems.Check it out.





































































BankLocation(s)Online Banking?
Access National BankVirginiawww.accessnationalbank.com
Apple Creek Banking CompanyOhioNo Website
Armed Forces Bank (military)Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Kansas, Kentucky, Missouri, Nevada, New Jersey, North Dakota, Texas, Virginia, Washington, Wyomingwww.afbank.com
Bank of GueydanLouisianaNo Website
Bank of NashvilleTennesseewww.bankofnashville.com
Bank of PensacolaFloridawww.bankofpensacola.com
Boone County National BankMissouriwww.boonebank.com
Capital City BankAlabama, Florida, Georgiawww.ccbg.com
Chester National BankIllinois, Missouriwww.chesternationalbank.com
Citizens State BankMichiganwww.mycommunitybank.com
City National Bank & TrustOklahomawww.cnbok.com
Community Bank & TrustOklahomawww.banktulsa.com

Wednesday, September 14, 2011

Non chexsystems checking account -Norwest Bank

If you are in Wisconsin,or near to it, there is one bank that offers no chexsystems. Norwest Bank that located in Milwaukee reportedly offers their "Get Checking" money management class.They will for those with a negative in their ChexSystems record. They will grant an account after completion of the class. Norwest has locations throughout the state and in a good part of the country, so we'ld like to hear if this option is available elsewhere too!

Also, apparently at some Wisconsin branch locations of TCF National Bank, some account reps are eager to open new accounts and will skip the ChexSystems verification process. The branch locations at the Jewel Osco stores don't use ChexSystems at all, we're told. Also, the branch location at 5500 West Capitol Court in Milwaukee is very good! If you learn of any other branches where this happens, let us know! Also, be aware of their "funds availability" policy for new accounts. You most likely aren't going to have access to your money until two weeks after your first deposit.

Tuesday, September 13, 2011

Non chexsystems checking account

Some searches is looking for Chex systems some checksystems, but actually they are looking for chexsystems.But no matter what keywords they used inside the search engine, their purpose is one.If you are new to this chexsystems info, you might need to bookmark this blog first.Chexsystems info will be updating a list of non chexsystems checking account which means a no chexsystems banks used by the bank.I will update time to time list of non chexsystems banks available for you.Upon information published, then you can gather it and choose the best banks to go for a bank accounts opening.

Chexsystems e-fund is a headache for some people.Simply because some of them had bad records on their credit report.So, by listing out a list of non chexsystems checking account , it might help those in needs to deal with banks.Their records is save and unquestionable whenever there is no chexsystems checking account implement to those banks i will update here in this list of non chexsystems info blog.Hope this might help people out there to deal with chexsystems checking account problems.

Monday, September 12, 2011

Banks that do not use chexsystems-Complete list part 2

There was a lot of searches on  free list of banks that don't use chexsytems.I've got it guys, they were actually trying to get a hold on a free list of Chexsystems banks that actually do not use chexsytems in their bank. Here are some of the bank in the United States that  doesn't use chexsystems. This is a free list of Banks that don't use chexsytems in Massachusetts.

Massachusetts
Bank Of New Hampshire

Some banks in Massachusetts that we have been told do not use chexsystems. If, you know of a bank that we have listed that does use chexsystems please email me. If you know of a bank in Massachusetts that doesn't use chexsystems and we don't have it listed please let us know so we can list it here for others. Thank you.

Hope this will help people out there!

Saturday, September 10, 2011

ChexSystems:What actually ChexSystems?

What actually ChexSystems?According to  Wikipedia, ChexSystems is a check verification service and consumer credit reporting agency (a US credit bureau or UK credit reference agency ) such as Experian, Equifax and TransUnion.Paydex score from Dun and Bradstreet and the Experian Intelliscore also synonyms with ChexSystems which i can check and verify yourCommercial credit reports and scoring .However there was also still a non chexsystems among banks.ChexSystems was also known as eFunds' ChexSystems.

ChexSystems basically provides data related to how a consumer has handled deposit accounts at banking institutions.As for now almost 80% of all commercial banks and credit unions in the United States uses ChexSystems.

It was reported by eFunds ChexSystems that their services are used in 9,000 banks, including over 100,000 individual bank branches in the United States. There were many types of ChexSystems products offered by eFunds which is DebitBureau, DebitReport, FraudFinder, Identity Theft, ID Verification, ICMS, ProspectChex, QualiFile, and Transaction Monitoring.It was a very useful system for consumer checking or savings account application process which is vital on verifying credit relationships status.

Monday, July 19, 2010

How can the second chance checking accounts guide help me obtain a checking account with a negative chexsystems report?

This 100% free guide will help you locate financial institutions in your area that are willing to give you a second chance checking account. These include banks and financial institutions located in the United States that are willing to overlook negative items that appear on your chexsystems report plus ones that do not use the report at all.

Tuesday, June 30, 2009

Non chexsystems checking account -Technology Credit Union

Ever heard about Technology Credit Union ?Well, this is one more list to take note in my personal list on Non chexsystems checking account.Technology Credit Union is in California,USA.It was reported it branch in Mountain View, Milpitas, San Jose, and Sunnyvale is a Non chexsystems checking account.

Technology Credit Union will overlook negatives in your ChexSystems record as long as you have a letter from the reporting bank or other proof that "all items owed have been paid".Normally they require this.Why not try Technology Credit Union to see whether they are using chex systems to verify customer that previously have a bad record.