Monday, March 4, 2013

Frequently asked question on Chexsystems

Below list of Frequently asked question on Chexsystems. It have been circulating around for years. So i compiled all the question for you to search on search engine.

Who is Chex Systems, Inc?

Is ChexSystems a credit bureau?

How long does the report stay on file? How do I get it deleted?

My account was paid. Why wasn't the report removed?

How can I see what is in my file?

Why does my consumer report only show the last 4 digits of my Social Security number, Driver's License number and/or account number?

How do I dispute information?

How do I add a statement to my file?

Why do I have to give you personal information, like my Social Security number and Driver's License number?

Why did you decline my account?

Why can't I get a copy of my spouse's report?

What does NSF activity mean?

How can I opt-out of pre-screened offers of credit?

Are all consumers subject to pre-screened offers of credit?

Who has access to my consumer file?

How do you handle online security?

How can I tell if my online session is encrypted?

What are my rights as a consumer under the FCRA?

I am a victim of identity theft. What rights do I have?

What if I still have questions? How do I contact ChexSystems?

Tuesday, February 12, 2013

Some info on second chance bank

If you happen to know, second chance bank is really a fresh system offered by various banks or financial institutes. So if you can not apply successfully for a standard bank account of bank or credit union, you can actually choose such variety of services. There are also other possibilities that you should can’t get a hold of a banking account because you have been on the list of Chexsystem. No matter what rationales you have, there are certainly other sorts of great options for you personally, that could be second chance checking!

In general, the application procedure for second chance checking is tremendously quick and easy. The banks may just require you are usually a US citizen which can be proved. The procedures usually takes several minutes, that can certainly be accepted immediately after your filling out the application table. And your checks together with credit cards comes in the mailings in a week.

Ther is no any credit checks required for a new second chance account. They know that you may have financial problems before, but there is no sense in dragging this process along still any further! In fact, once you apply, you can get approved instantly! It sounds so great! Is it?

Thursday, February 7, 2013

Non chexsystems banks 2013

E-Funds and non chexsystems banks have been dramatically decrease in visitors to this site. perhaps due to low search or perhaps due to this site have been de-rank from the web search engine especially google. Anyway, i just want to share for this year 2013, on E-Funds and non chexsystems banks that some of you are looking for fresh and reliable information.

So this year 2013, this site shall share tremendously high list of E-Funds and non chexsystems banks available in the united states of America for you all to try it out and look out for second chance account or avoid E-Funds and chexsystems related issues.

By far, a lot of people email to me asking for the complete list of E-Funds and non chexsystems banks available. In fact i have already compiling it from time to time. Maybe for now if you are looking for the right banks, you are always welcome to browse chexsystems.info or chexsystems.us for more information related to E-Funds and non chexsystems banks and also tips and advice for you to cater your personal issues. I shall revert back to all of you readers for chexystems info if any.Thanks