Monday, May 31, 2010

Non ChexSystems Banks-Compiled list

For all people out there stuck in chexsystems, here some useful list i gathered from the internet (approvedchecking blog).It is a State-By-State Listings for non chexsystems banks.


Alabama


Ameris Bank www.amerisbank.com
Colonial Bank www.colonialbank.com
Compass Bank www.compassbank.com
SouthFirst BancShares www.southfirst.com
Armed Forces Bank www.afbank.com
Whitney Bank www.whitneybank.com

Alaska

Alaska Pacific Bank www.alaskapacificbank.com

Arizona

Compass Bank www.compassbank.com
Arizona Federal Credit Union www.azfcu.org
Armed Forces Bank www.afbank.com
TCF Financial www.tcfexpress.com

Arkansas

Bank of Arkansas www.bankofarkansas.com
First Tennessee www.firsttennessee.com

California

Armed Forces Bank www.afbank.com
Broadway Federal Bank www.broadwayfed.com
Tri Counties Bank www.tcbk.com

Colorado

Compass Bank www.compassbank.com
Armed Forces Bank www.afbank.com
TCF Financial www.tcfexpress.com

Connecticut

Compass Bank www.compassbank.com

Delaware

Compass Bank www.compassbank.com

District of Columbia

Compass Bank www.compassbank.com


Florida


Compass Bank www.compassbank.com
Ameris Bank www.amerisbank.com
Armed Forces Bank www.afbank.com
Colonial Bank www.colonialbank.com
Whitney Bank www.whitneybank.com

Georgia

Ameris Bank www.amerisbank.com
Armed Forces Bank www.afbank.com
Colonial Bank www.colonialbank.com
First Tennessee www.firsttennessee.com

Hawaii

Hawaii National City Bank www.nationalcity.com

Idaho

Compass Bank www.compassbank.com

Illinois

TCF Financial www.tcfexpress.com

Indiana

Century Bank and Trust www.centurybankandtrust.com
TCF Financial www.tcfexpress.com

Iowa

Compass Bank www.compassbank.com

Kansas

Armed Forces Bank www.afbank.com
Compass Bank www.compassbank.com

Kentucky

Armed Forces Bank www.afbank.com
Compass Bank www.compassbank.com
River City Bank www.rivercitybankky.com
Park National Bank www.parknationalbank.com

Louisiana

Whitney Bank www.whitneybank.com

Maine

Compass Bank www.compassbank.com

Maryland

Susquehanna Bank www.susquehanna.net

Massachusetts

Bank of New England www.snhb.com

Michigan

TCF Financial www.tcfexpress.com
Century Bank and Trust www.centurybankandtrust.com

Minnesota

TCF Financial www.tcfexpress.com

Mississippi

First Tennessee www.firsttennessee.com
Whitney Bank www.whitneybank.com

Missouri

Armed Forces Bank www.afbank.com
Bank of Kirksville www.bankofkirksville.com
Electro Savings www.electrosavings.com
Rockwood Bank www.rockwoodbank.com


Montana


Compass Bank www.compassbank.com

Nebraska

Farmers State Bank www.farmers-state-bank.com
Neighborhood Federal Credit Union www.neighborhoodcfcu.org

Nevada

Colonial Bank www.colonialbank.com
Armed Forces Bank www.afbank.com

New Hampshire

Bank of New England www.snhb.com


New Jersey


Armed Forces Bank www.afbank.com
Susquehanna Bank www.susquehanna.net

New Mexico

Compass Bank www.compassbank.com

New York

Abacus Federal Bank www.abacusbank.com
Evans National Bank www.evansnationalonline.com
Fulton Savings Bank www.fultonsavings.com
Horizons Federal Credit Union www.horizonsfcu.com
Ticonderoga Federal Credit Union www.tfcunow.com
Trustco Bank www.trustcobank.com

North Carolina

Carolina First www.carolinafirst.com

North Dakota

Armed Forces Bank www.afbank.com

Ohio

Century Bank and Trust www.centurybankandtrust.com
First Day Financial www.firstdayfinancial.org
Park National Bank www.parknationalbank.com

Oklahoma

Compass Bank www.compassbank.com

Oregon

Oregon Community Credit Union www.oregoncommunitycu.org

Pennsylvania

1st Summit Bank www.1stsummit.com
Susquehanna Bank www.susquehanna.net

Rhode Island

Rhode Island Credit Union www.ricreditunion.org

South Carolina

Ameris Bank www.amerisbank.com
Carolina First www.carolinafirst.com

South Dakota

National City Bank www.nationalcity.com

Tennessee

First Tennessee www.firsttennessee.com

Texas

Compass Bank www.compassbank.com
Armed Forces Bank www.afbank.com
Colonial Bank www.colonialbank.com
Whitney Bank www.whitneybank.com

Utah

National City Bank www.nationalcity.com
Pacific Rails Credit Union www.pacificrails.com

Vermont

National City Bank www.nationalcity.com


Virginia


Armed Forces Bank www.afbank.com
First Tennessee www.firsttennessee.com


Washington


Armed Forces Bank www.afbank.com

West Virginia

Susquehanna Bank www.susquehanna.net


Wisconsin


TCF Financial www.tcfexpress.com

Wyoming

Armed Forces Bank www.afbank.com

Monday, May 10, 2010

50 List of Non ChexSystems Banks

Below are complete list of Non ChexSystems Banks which is updated from time to time.It might be deleted while i update it since some of it shifted from a Non ChexSystems Banks to a chexsystems bank.So this complete list of Non ChexSystems Banks might exceed more than 50 banks or lesser than that depends on whether i need to delete these banks from the list or not.Anyway, a lot of Union banks is still offering Non ChexSystems Banks but i did not manage to list it all here.Perhaps i kept for next post entry in chexystems.info.


























































































































































































































































BankLocationWebsite
Access National BankVirginiawww.accessnationalbank.com
Apple Creek Banking CompanyOhioN/A
Armed Forces Bank (military)Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Kansas, Kentucky, Missouri, Nevada, New Jersey, North Dakota, Texas, Virginia, Washington, Wyomingwww.afbank.com
Bank CarolineSouth Carolinawww.bankcaroline.com
Bank of GueydanLouisianaN/A
Bank of NashvilleTennesseewww.bankofnashville.com
Bank of PensacolaFloridawww.bankofpensacola.com
Boone County National BankMissouriwww.boonebank.com
Capital City BankAlabama, Florida, Georgiawww.ccbg.com
Chester National BankIllinois, Missouriwww.chesternationalbank.com
Citizens State BankMichiganwww.mycommunitybank.com
City National Bank & TrustOklahomawww.cnbok.com
Community Bank & TrustOklahomawww.banktulsa.com
Elizabethton Federal Savings BankTennesseewww.elizfed.com
Elk Horn Bank & TrustArkansaswww.ehbt.com
Equitable Savings and LoanColoradowww.equitable-savings.com
First Convenience BankTexaswww.1stcb.com
First Internet Bank of IndianaIndianawww.firstib.com
First State BankMichiganwww.thefsb.com
First State BankKansaswww.fsbkcks.com
First State Bank of MendotaIllinoiswww.fsbmendota.com
First United BankColoradowww.1stunitedbank.com
Fort Sill National Bank (military)California, Delaware, North Carolina, Oklahoma, South Carolina, Tennessee, Texaswww.fsnb.com
Fremont National Bank & TrustNebraskawww.fremontnational.com
Glenview State BankIllinoiswww.gsb.com
Greenville National BankOhiowww.greenvillenationalbank.com
ING DirectOnline - Nationwidewww.ingdirect.com
Kevil BankKentuckyN/A
Keystone Savings BankIowawww.keystonesavings.com
Keywest BankFloridawww.keywest-bank.com
Marketplace BankFloridaN/A
Merchants BankAlabamawww.merchantsbk.com
Old Florida BankFloridawww.oldflbank.com
Omega BankPennsylvaniawww.omegafinancial.com
Peoples Trust & Savings BankIowawww.ptsbank.com
Prosperity BankFloridawww.prosperitybank.com
Regions BankAlabama, Arkansas, Florida, Georgia, Iowa, Illinois, Indiana, Kentucky, Louisiana, Missouri, Mississippi, North Carolina,
South Carolina, Tennessee, Texas, Virginia
www.regions.com
Renasant BankAlabama, Mississippi, Tennesseewww.renasantbank.com
Savings InstituteConnecticutwww.savingsinstitute.com
Security Bank of Southwest MissouriMissouriN/A
Suntrust BankAlabama, Arkansas, District of Columbia, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, West Virginiawww.suntrust.com
TCF BankArizona, Colorado, Illinois, Indiana, Michigan, Minnesota, Wisconsinwww.tcfexpress.com
Teche Federal BankLouisianawww.teche.com
The Farmers State BankOhiowww.thefarmersstatebank.com
UnivestPennsylvaniawww.univest.net
USAA (military)Arizona, California, Colorado, Florida, Nevada, Texas, Virginiawww.usaa.com
Valley State BankKansaswww.valleystatebank.com
Wayne County BankTennesseewww.waynecountybank.com


If you found that any banks above updated not to use chexsystems please do tell us about it.Also if you care to share banks that do not use chexsystems also are welcome to share it in below comment column.Thanks!

Monday, May 3, 2010

Dispute chexsystems online

How to dispute chexsystems Online?Ok, here some tips for you to implement in order to dispute chexsystems.All you need now is to list out everythings needed such as your social security number, driving license , all account holders' name and do not forget on opening deposits if any.Ok now, we ready to go!

1-First of all Kept all your accounts positive (checking accounts and savings).Don't
forget to settle all overdraft fees accordingly.

2-Make sure overdraft fees paid accordingly and most importantly you get release from the bank reported about you.In your chexsystems file include explanation into it by requesting your file report and then a writing note on dispute form available.Fax it or sent it through mail directly to chexsystems.

3-Don't give up.Repeatedly try again and again.Did you know that bank and credit union managers have the option to override chexsystems by opening the account.However you need a strong reason.Ever heard about Chexsystems' product called Audit Check?Audit check can track back all cases and eliminate/override customer negative report and allow a manager open the account.But it is still not a good practice since upper management not really agree with the method.

4-A lot of us know more than 80 percent banks and financial institutions apply chexsystems.So 20 percent bank do not use chexsystems.Popular one which people always talk about is Credit Union such as Pentagon Federal Credit Union and Navy Federal Credit Union.But still you have to show them your savings accounts.But this step 4 is the last one to use if step 1 to 3 did not works.